The House Energy and Commerce Committee just approved comprehensive food safety reform, setting it up for consideration on the House floor in the coming months. The Food Safety Enhancement Act was approved by voice vote, indicating bipartisan support and suggesting a relatively smooth passage through the entire House.
legislation
Are You A Deadbeat? Suddenly You're Attractive To Card Companies Again
By 6.2.09
“Revolvers”—customers who keep a revolving balance on their credit cards—used to be the cash crop for credit card companies. But now more and more of them are turning into expensive charge-offs, and the new CARD act is going to make it harder to acquire those riskier customers anyway. As a result, card companies are beginning to look more closely at the customer who was most hated back in the credit-orgy years: the deadbeat.
Industry Brainstorms How To Convince Consumers BPA Isn't The Devil
By 6.1.09
As studies continue to link bisphenol-A (BPA) with all sorts of health problems, states and cities are banning the chemical from baby bottles and sippy cups and Congress is considering a ban in all food containers. This worries industry groups, who last week held a private meeting to devise strategy to protect the use of BPA. Someone sent the notes to the Washington Post.
Congressional Heavyweights Unveil Food Safety Measure
By 5.31.09
The Food and Drug Administration might actually be able to protect us from dangerous food if Congress passes a bill recently circulated by six powerful members of the House Energy and Commerce Committee. The draft legislation would finally empower the FDA to quarantine suspect foods and slap violators with both civil fines and criminal charges.
House Passes Passengers Bill Of Rights, But Don't Rejoice Yet
By 5.24.09
The House this week finally passed the Passengers Bill of Rights, ensuring that delayed passengers will have adequate access to food, water, and even restrooms. The ironically delayed piece of consumer legislation has languished for years, but the bill that passed the House still isn’t good enough. Under the House legislation, airlines themselves get to decide what constitutes an “excessive delay,” allowing them to keep stranded passengers on the tarmac for hours. Let’s look at the bill and see what changes need to be made in the Senate…
Iowans To Get Wishy Washy Consumer Bill Of Rights
By 5.16.09
Good news, Iowans! Your legislature has decided to enact a consumer bill of rights giving you the power to sue businesses that commit fraud. Unless, of course, you’re going after banks, attorneys, insurance providers, doctors, cable companies, telecoms, utilities, veterinarians, realtors, charities, architects, or certain retailers. Still, the bill isn’t entirely useless…
CARD Act Will Also Prevent Gift Cards From Expiring For Five Years
By 5.14.09
One unexpected benefit of the CARD Act, if it passes the Senate vote, is that Senator Charles Schumer of New York has included a provision that prevents abusive gift card practices.
Get Informed About Credit Card Reform
By 5.12.09
As we prepare to talk credit card reform with the Obama folks, we want to make sure you’re all able to follow along at home. Inside, we present a cornucopia of fact sheets, charts, and links about the fight for credit card reform.
Kansas Governor Vetoes Hormone-Free Milk Labeling Bill
By 4.24.09
Kansas Governor (and soon-to-be Health and Human Services Director) Kathleen Sebelius vetoed a Kansas bill that would have required a weaselly label on hormone-free dairy products.
Legislation To Protect Consumers From Crappy Credit Card Practices Moves Forward
By 4.23.09
The Credit Cardholders’ Bill of Rights is back in the news, and with Congress considering the legislation, we offer a refresher on what’s in this bill and why it’s important.
Stephen Colbert Supports Payday Lending, So You Probably Should Too
By 4.17.09
Chicago Democrat Luis Gutierrez introduced a bill last month that supposedly reforms out of control payday lending, where interest rates can exceed 300%, but actually gives payday lenders the freedom to charge annual interest rates that can exceed, um, 300%. It doesn’t sound like much of a reform, and in fact Gutierrez has been heavily funded by the payday lending lobby. But luckily for you and me, Stephen Colbert explains why this is all a good thing.
Tennessee Pushes Back Against Late Fees By Credit Card Companies
By 4.8.09
Although it has yet to pass into law, the Tennessee Senate Commerce Committee has approved a bill that requires creditors to count the postmark date of a payment as the payment date, not the day they say they receive it.
Senators Introduce Bill To Ban Text Message Spam
By 4.7.09
Senators Olympia Snowe, R-Maine, and Bill Nelson, D-Florida, have introduced the m-SPAM Act, which would update the CAN-SPAM law to include text message spam. “The m-SPAM Act would explicitly bar marketers from sending text messages to any mobile number in the national Do-Not-Call registry maintained by the FTC,” reports InternetNews.
End Pre-Emption, Support The Medical Device Safety Act
By 3.18.09
Two recent Supreme Court cases on federal pre-emption have made a mess of tort law, confusing and endangering consumers by holding that a patient who is injured by a dangerous drug can sue the manufacturer, but a patient injured by a dangerous medical device cannot. How this happened, and what to do about it, inside.
National Usury Limit Could Reduce Number Of People Paying Debt Until They Die
By 3.11.09
For about 30 years, there has been effectively no limit on the interest rates lenders can charge. This means some loans—especially payday loans, tax refund anticipation loans, overdraft protection loans, and car title loans—can have effective interest rates as high as 3,500%.
Suffolk County Bans Bisphenol-A In Baby Bottles
By 3.4.09
Suffolk County, New York enacted the nation’s first Bisphenol-A (BPA) ban on Tuesday when it voted to ban BPA from bottles for children 3 and under.
What The Stimulus Bill Has For Everyday Americans
By 2.15.09
In case you haven’t had a chance to read the 1000+ page stimulus bill that was passed on Friday, Ron Lieber at the New York Times has highlighted some of the provisions that will directly affect the average American.
By 1.28.09
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Knife to the eye! The Digital TV transition will not be delayed after all, according to the House vote today. Will the Senate try again? [Washington Post] (Thanks to Ult3!)
