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Here’s a resource to help you determine whether your library lends digital media such as audiobooks and ebooks. It also helps you locate other libraries that offer digital lending. [Overdrive] (Thanks to jojo319!)
As text message prices continue to increase, we want to remind you that there are many ways to send free text messages online, even from your phone. Wikihow has a great roundup of methods, including using AIM or Gchat, texting as email, or using free text sites.
Let’s say that like so many storied former-investment-banking-giants, you, the average consumer, have found yourself over-leveraged (wink, wink) and are looking to clean up your act before the whole thing falls down around you like the house of cards it is. Well, since you can’t increase revenue at will, you’ll have to decrease your costs. Where should you start? Here are 5 expenses that you can cut right now — so you can take the extra cash and throw it at your debt.
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Throughout 2009, if you show up on your birthday to any Disney theme park in the U.S., you’ll get in free. Imagine how much money you can save on an awesome birthday, provided you go alone! [Orlando Sentinel] (Thanks to RL!)
It’s not just supermarkets that are shrinking—you can also build yourself a 90-square-foot house to shack up in with your hunched-over spouse and children. You’ll save money! You’ll save the environment! Relatives will never expect to be given free room and board when they come to visit!
My friend and I used to pretend to be crafters, and we would email elaborately ridiculous project descriptions back and forth to each other as examples of that past time gone wild. Now we must put down our imaginary glue guns and denim swatches to pay homage to Pamela Cole Harris, who does this stuff for real. Below, see what happens when a kindly scrapbooker goes insane.
An alleged insider for AT&T sent us the following tip on how to avoid a connection fee if you plan on getting both a regular phone line and DSL through AT&T. We don’t know if it works, but you may be able to avoid a $40 charge for what amounts to “flipping a switch” at AT&T HQ.
It’s no secret that prescription drugs are expensive, but it is a bit of one that they don’t have to be. Dr. Edward Jardini’s book, How To Save On Prescription Drugs, has 20 methods that anyone can use to drastically cut the costs of long-term medications, without sacrificing quality. Here’s 14 of them:
Sure, switching from a gas guzzler to a highly efficient (and probably much smaller) car is best for the environment, but it’s not a realistic solution for large families or people who can’t afford it. But don’t let the fact that you can’t buy a 40 mpg car turn you off of a trade up in efficiency anyway. A couple of economists have pointed out that “using ‘miles per gallon’ as a measure of fuel efficiency leads people to undervalue the benefits of replacing the most inefficient automobiles.” Their point: if you’re driving a gas guzzler, even a small improvement in fuel efficiency can generate significant savings.
Almost everyone is looking for ways to save money but they often overlook making cutbacks in areas they consider necessities. It may seem reasonable to do so until you consider that some of these necessities may not be necessary at all. An article by Bankrate.com suggests that if you take a serious look at some of these so-called necessities you may find more savings than you thought possible, therefore, they have put together a list of 12 common “necessities” which could be draining your cash. The list, inside…
If you’re thinking about getting that new 3G iPhone, you might want to hold off a few more months and see what happens with the other carriers. BusinessWeek has an article about how AT&T’s aggressive subsidizing of the iPhone will have a negative impact on handset makers and carriers, because it’s going to force them to increase subsidies and reduce service fees. Translation: good times for the consumer bold enough to stay off the iPhone train.
Kiplinger tries to help you save money on your next airline “flight”—we have to put quotation marks around that word now, since the prospect of actually getting up in the air seems purely hypothetical at this point—with their latest travel article. A lot of the advice boils down to, “Find out what each airline charges extra for, then choose a different airline,” but it’s helpful to have everything in one article for a quick reference.
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Laundry detergent is expensive. One “debt free” blogger has taken the time to mark up a detergent cap to show you how much product you’re probably wasting with every load. [No Credit Needed] (Thanks to J.C.!)
Glenn’s family went to Applebee’s last night and discovered that the restaurant is cutting back. Really cutting back. You have to bring your own candles now for their birthday cakes, because “Applebee’s doesn’t supply birthday candles anymore.”
RacerX at “Life, Liberty and the Pursuit of Money” has posted the 6 ways he and his wife save money when they go out to eat. Following all of them would make for a noticeably different experience at your favorite restaurant—perhaps more than you’d like. But even adopting a couple of these tips could knock 10% or more off your next fancy meal with the significant other.
Citibank and Bank of America both offer special credit card programs based on health and medical expenses. If you’re disciplined about not carrying revolving debt, and you have recurring medical expenses, they can help reduce your total cost over a year. Bank of America’s cards are point-based programs—if you’ve got Aetna insurance, you can accumulate points that you can turn into “cash direct deposits to a health savings account, or other standard rewards.” Caremark members can redeem points for awards only, although BoA’s standard awards catalogue “includes health and wellness products like fitness equipment and blood pressure monitors.”
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