Banks are continuing to amp up the threat of making consumers pay for the price of increased regulation. Chase is testing out charging non-customers in Illinois $5 for withdrawal fees. In Texas, they’re trying a $4 charge on for size. Consumer advocates say its a scare tactic meant to muddy up Congressional waters, but banking experts disagree. “I think customers have taken for granted the cost of banks’ infrastructure,” says Margaret Kane, president and CEO of Kane Bank Services told ABC News. “ATMs are very expensive to install and maintain.”

To avoid the fees, make sure you only use ATMs from your own bank, or bank with a local credit union or an online bank that refunds ATM fees.

Consumer Pain: Banks Tack On $5 ATM Fees [ABC News] (Thanks to Rob!)

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