Reader Nick writes in with a bit of social engineering.
advice
CNN Wants You To Be Very Afraid Of Parking Lots
By 12.21.07
CNN has a hilarious article about shopping safety that you should certainly read before you hit the mall this weekend for last-minute gifts. We’re all for safety, but according to this article, letting your senior citizen wander off from the rest of the family is like like tying a fawn to a skateboard and pushing it into a den of lions: “He has to be at least 75 or 80 years old. Now, he’s a potential victim.”
Gift Idea: Buy Someone A Magnum
By 12.19.07
Tyler Colman, Ph.D., also known as Dr. Vino, suggests giving magnums this year because those huge bottles have a smaller carbon footprint due to the more favorable wine-to-glass ratio.
Vacuum Kills Fleas As Effectively As Poison, Say Researchers
By 12.19.07
If you end up with a bad case of Christmas Fleas next week—hey, we’re not judging—save yourself the expense of buying flea poison. “Vacuum cleaners kill fleas just as well as any poison, surprised U.S. researchers said,” noting that a “standard vacuum cleaner abuses the fleas so much it kills 96 percent of adult fleas and 100 percent of younger fleas.” Of course, you won’t be able to train them after that, but it’s your decision.
Retirement Investment Scams And How To Avoid Them
By 12.18.07
People who are about to retire often find themselves faced with a million different brokers who have a million different great ideas about what they should do with their savings. It can be overwhelming, but Kiplinger has a great article about shady investment scams and how to avoid them.
The Best Personal Finance Ideas Of The Year
By 12.18.07
Nothing say Christmas like a list, so here’s another one. Here are some of the best personal finance ideas blogged this year, chosen by Mrs. Micah: Finance for a Freelance Life. Her top pick is the “debt snowflake” from the blog PaidTwice—it describes the act of finding lots of little ways to supplement your standard income, so that you can add mass to your “debt snowball” to make it more effective.
Fund Your Teen's Roth IRA
By 12.13.07
Kiplinger’s idea of a good Christmas present for a teenager is helping them start a retirement account. We kind of think the average teen is going to have a hard time understanding why that’s a “better” gift than, say, a game system, but the underlying idea is sound. As long as your teen worked at some point in 2007—even babysitting counts—he can open a Roth IRA. But other people (that means you) can fund it, up to the amount the kid earned in wages.
Cutting Back On Features When Gadget Shopping
By 12.12.07
The next time you go shopping for a camera, cell phone, video recorder, or other gadget, you can save money by deciding what features you really need, and moving down the model line instead of up to the most feature-packed gizmo, writes SmartMoney. For example, “Only 31% of cellphone owners actually use their phone to take pictures, while only 15% browse the Internet, and less than 10% listen to music, download games or watch videos.”
Avoid In-Store "Finance Traps" When Buying An HDTV
By 12.12.07
Several retailers are offering special deals on expensive HDTVs this season—things like no payments until x date or zero percent financing—but PC World cautions that they’re not always the bargains they appear to be. Their advice: “Cash is always best. If you need a special promotion to buy an HDTV, you can’t afford it.”
Preface From Financial "Life Planning" Book
By 12.4.07
The basic principle of “life planning”—that to succeed at managing your personal finances, you have to incorporate personal elements like your values and beliefs—seems reasonable enough, but rushing to B&N or Amazon to buy yet another financial advice book sure feels an awful lot like more of the same. However, since this excerpt is basically the preface to the book, we thought it was worth sharing. It’s like browsing in a bookstore without having to leave your desk! $avings!
10 Tips For Lowering Your Taxes
By 12.4.07
This list of ten tips to reduce taxes was published nearly a year ago, but they’re still relevant, and we thought now would be a good time to share them before Kiplinger releases its new “10 Ways” list later this month. Among the tips: make sure you load up your retirement accounts and flexible spending accounts, and remember that the government gives you a 2 ½ month grace period on reimbursing yourself from an over-funded flex account.
CPSC Issues Holiday Safety Brochure
By 11.30.07
Nancy Nord and the CPSC have published what might the densest collection of common sense “advice” we’ve ever seen: the “2008 Holiday Decoration Safety Tips” brochure, which you can download here if you need to. Among their tips: buy fire-resistant or non-flammable items whenever possible, don’t leave candles unattended, and don’t overwhelm the CPSC with “too much” power.
Minimize Your Risk Of Theft While Shopping
By 11.23.07
The Seattle PI has a report on car prowls at malls while victims are inside shopping, and some advice on how to minimize your risk. Never leave anything of value in your car, and don’t assume that by throwing a coat over it you’ll disguise it. Instead, put it in the trunk.
Drinking And Shopping Probably Not A Good Mix
By 11.23.07
We can’t imagine getting through the crowds today without doing a shot of something first, but both the Houston Chronicle and the Baylor College of Medicine in Texas say it’s probably not a good idea—you end up doing things like buying a massage chair from Sharper Image and not remembering anything about it when it shows up at your front door the next day.
Don't Buy Warranties For Your Gizmos, Says Consumer Reports
By 11.21.07
The executive editor of Consumer Reports spoke to Newsday about warranties and service plans for consumer electronics, and how it’s pretty much always an unnecessary add-on that you should avoid. The stories that make it to the Consumerist are usually the exception; in reality, it’s rare that consumer devices break before you replace them anyhow.
The Best And Worst Tech Gadgets Of The Year
By 11.21.07
It begins—the year end “best of” lists! If you’re gearing up for the gift buying frenzy that will begin on Friday, here’s a quick slideshow of some of the most inspiring and least impressive electronics in the marketplace right now.
How To Tell A Good Stock Picking Strategy From A Faulty One
By 11.21.07
Okay, so Jack Hough’s column in SmartMoney this week is really just an extended ad for his new book. But in this case, the content of the book is something valuable that we think a lot of Consumerist readers will want to know about: how to identify reliable stock picking strategies.
Who To Tip And How Much
By 11.21.07
Ah, holiday tipping, that peculiarly American pastime that erupts into an orgy of envelopes and awkward “thank you”s at the end of every year. Kiplinger tries the impossible: putting together a guide for who to tip and how much to give. Even they admit that it’s nigh impossible to create a definitive guide—they suggest “handing out end-of-the year tips for one to three people who have given you exemplary service during the year.”
