It’s easy to set financial goals for the new year, but harder to make them matter. Make them too vague, such as “take control of my finances” or “reduce wasteful spending” and there’s nothing to gauge your success.

Debt Sucks Blog raises the stakes by setting exact numbers for his financial dreams in 2012, holding himself to his benchmarks by making them public.

His goals include upping his emergency fund to $3,000, slashing his debt in half and earning $10,000 in side jobs. You can take a look at the writer’s template and adjust it for your own purposes.

Debt Sucks 2011 Year End Net Worth, Goals, Performance Omnibus [Debt Sucks Blog]

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