personal finance

1948 Instructional Film On Budgeting

The clip follows Jack as he learns to put aside frizzy peach delights and going to the movies all the time in order to save up for a camera.

Is There Life After Debt?

Is There Life After Debt?

Throwing off all the debt shackles remains an illusory proposition for many. But after the initial exhilaration wears off, the financially manumitted can find themselves feeling like they’re standing alone in a trackless prairie, asking themselves, what do I do now?

Best Credit Cards For Foreign Travel

Best Credit Cards For Foreign Travel

What credit cards charges the least for overseas purchases?

102 Common Sense But Often Forgotten Personal Finance Tips

102 Common Sense But Often Forgotten Personal Finance Tips

These 102 money-saving tips are dead simple, which is why it never hurts to be reminded of them.

How To Replace Lost Important Documents

How To Replace Lost Important Documents

Lost an important document? Misplaced your birth certificate, driver’s license, passport, social security card, property deed, title insurance policy, mortgage, car title, marriage license, divorce paper, or diploma?

Google's Roth IRA Questions Answered

Google's Roth IRA Questions Answered

Blueprint for Financial Prosperity is doing a neat thing where he looks at his site stats to see what Roth IRA questions people are typing into Google that direct them to his blog, and then he answers them in a post.

"Save 10%" Rule is So 1990

"Save 10%" Rule is So 1990

The personal finance rule-of-thumb regarding saving has historically been that each of us should sock away 10% of our salaries for retirement. But this old rule is coming under an increasing level of scrutiny from all sides — some saying we need to save more, some arguing that we’re already saving too much, and others replying there’s no one answer that fits everyone. Is it any wonder we’re all confused?

Watch Out For Hidden Fees With Secure Credit Cards

Watch Out For Hidden Fees With Secure Credit Cards

Earlier we talked about how secured credit cards can be useful tool, but it’s important to be aware of their risks. Disreputable secured credit card lenders are infamous for preying on the unsuspecting with hidden fees and charges. Bankrate writes:

What Is A Secured Credit Card?

What Is A Secured Credit Card?

Secured credit cards can be a good way for people with no or bad credit history to gain, rebuild, and get access to credit. People like students, debtors and n’er-do-wells.

Just Getting Started With Personal Finance Roundup

Just Getting Started With Personal Finance Roundup

“Ramit drew up a clever graph to explain why you can’t keep your long-term savings goals: You’re trying too hard.”

Save For Retirement While You're Young, Live Like Rockstar Later

Smart kids start saving for retirement early.

Save Money On Fees

Frugal For Life has a couple of tips for saving money on fees. For one, she advises swiping debit cards as credit because some stores will charge you to process the transaction otherwise.

Financial Advisors Often Give Poor, Expensive Investing Advice

Financial Advisors Often Give Poor, Expensive Investing Advice

Want to get some investment advice that is expensive and doesn’t perform any better than other, less costly options? If so, ask your broker or financial advisor for investing advice. They’re much more likely to point you toward an investment with a “load” — a fee that ranges in price but generally runs 3% to 5% of your investment’s value — simply for them “recommending” it (some would say “selling” it is more accurate.)

How To Document Your Valuables

How To Document Your Valuables

Danny Lipford, home improvement personality, reminds you of the steps you need to take to document your valuables for police or insurance.

SNL Skit: Don't Buy Stuff You Can't Afford

SNL Skit: Don't Buy Stuff You Can't Afford

SNL offers a revolutionary debt and money-management program. Chris Parnell teaches Steve Martin and Amy Poehler the secret to financial success. It’s all detailed in a new book called, “Don’t Buy Stuff You Can’t Afford.” Every debtor in America should read it.

Estimate Your FICO Score For Free

Estimate Your FICO Score For Free

To creditors, you are a walking, talking, three digit number. Creditors use that number, your FICO score, to judge your credit worthiness. A good FICO score can lead to favorable terms, but unless you pay a fee or sign up for a free trial, your score is cloaked in a shroud of secrecy. Until now.

How To Improve Your Credit Score With Department Store Credit Cards

How To Improve Your Credit Score With Department Store Credit Cards

A worker in the credit industry, Derek, gave us some tips to help young Paul boost his access to credit so he can live his American Dream.

Turn An Old Computer Into A Dedicated, Secure, Banking Terminal

Turn An Old Computer Into A Dedicated, Secure, Banking Terminal

Here’s an idea for a spare computer you have lying around: make it into a secure banking device.