One way to protect yourself from identity theft is to “freeze” your credit report. This means that no new lines of credit can be opened in your name because lenders are prevented from taking a look at your credit report. This stops identity thieves from opening credit cards under your name and going on spending sprees. It also means extra hassle for you when you want to legitimately open credit. There’s always a tradeoff between security and convenience. Here’s how to do it.
Even if you’ve never seen the 1989 comedy Weekend At Bernie’s — or its inexcusable 1993 sequel — it’s likely you’re at least familiar with its tale of two morons lugging around a dead body and hilariously pretending it’s still alive. And while it’s all fun and games when you see the film at 4 a.m. on TBS, two men in Denver found out it’s not only not-funny to do the same thing in the real world, it could also land you in jail.
After Yuriy’s complaint — Amex was addressing his bills to his mother and had her as the legal name on the account — went up on Consumerist, and he sent them an EECB, he got results.
A big part of one’s psychological development is building an individual identity that is distinct from one’s parents. So it’s a bit of a setback for Yuriy when Amex has him confused with his mother. He has an Amex card that’s attached to his social security number, but somehow his mother is the legal name on the account and the statements are addressed to her. Dealing with customer service has been fruitless. Is Amex trying to induce a Psycho-esque syndrome in Norman, er, I mean, Yuriy?
Armed with only an illegal cellphone and a cadre of secret shoppers, an inmate at the nation’s largest single federal prison was able to coordinate upwards of $1 million in credit card fraud in the outside world.
One of the side effects of someone using your identity to open up a bunch of accounts and leaving you saddled with the bills is that your credit history gets trashed, which means you get victimized a second time over as your real creditors jack up your interest rates and take other adverse action. Your bank account could even get frozen, making you late on some bills. But before you go plead your case to get your credit restored with them, you’ll want to fix some of the fraudulent accounts first.
A suspected identity thief in the Sunshine State hid stolen items where the sun don’t shine.
Sony’s PlayStation Network has been down for more than three weeks, during which the company hasn’t been able to definitively state whether or not users’ credit card information was compromised. But in a letter sent to game publishers, Sony writes that it’s seen no proof that such data was hacked.
Another thing that can suck about having your identity stolen is that the crook can rack up crimes in your name. That’s what happened to one University of Georgia student who opened up the campus paper to find his name underneath the mug shot of another young man for a DUI, reports Red And Black.
Someone stole Mike’s identity and has been using it to pay for gas service and buy cellphones in his name. He’s even got a $163 default judgment against him for something he never paid. Here’s how he unraveled the threads of his identity thieves, and how he may never truly be free from their grasp.
We’re hoping that by this time in the wide world of the Web that most consumers are taking steps to protect themselves from identity theft online, but hey, wait a minute! What about the good old-fashioned paper theft?
Some criminal has joined with Bank of America to make John’s life hell. Multiple fraud investigations have froze what little of John’s money remains after overdraft fees have sucked it dry before BofA decided there were no errors or fraud on his account. Fed up, John has closed his account but wants his money back.
The guy sitting next to you in the coffee shop might actually be logging into your Facebook account, using the info beaming out your computer. It’s called “session hijacking” or “sidejacking” and despite it being a well-known vulnerability, most websites aren’t protecting their users from it. After a developer recently unveiled a user-friendly bit of code that makes “sidejacking” as easy a few mouse clicks, the problem is getting fresh attention.
This lady’s address was used by credit card thieves who were scoping out different merchants’ fraud triggering levels. Which meant that she was receiving packages for and calls about a portable night light, Vietnamese movies, and a $2,500 Gibson. Every day for two months she got something new, and no one could stop it.
April is thankful she didn’t keep a bunch of money in her PayPal account because she can’t touch the buck and change she has left in there. Her crime: moving and failing to convince PayPal she’s the same person. She says PayPal won’t let her re-activate or close the account no matter how much proof she provides.