• What Do You Look For In An Online Bank Account? [Money, Matter, and More Musings] High interest rates, easy synchronization with other bank accounts, absolutely zero fees and seven other factors you should consider when selecting an online bank account.
BLOGS
1948 Instructional Film On Budgeting
By 5.17.07
The clip follows Jack as he learns to put aside frizzy peach delights and going to the movies all the time in order to save up for a camera.
Is There Life After Debt?
By 5.17.07
Throwing off all the debt shackles remains an illusory proposition for many. But after the initial exhilaration wears off, the financially manumitted can find themselves feeling like they’re standing alone in a trackless prairie, asking themselves, what do I do now?
Support The Credit Card Act Of 2007
By 5.17.07
The Credit CARD Act Of 2007 is a bill currently before Congress aiming to end some of the credit card industry’s anti-consumer practices. Among H. R. 1461’s proposals:
Streamlight Flashlights Keep The Torch Burning For Lifetime Warranty Service
By 5.16.07
Kristoff got a Streamlight flashlight from his cousin but the switch wasn’t working quite right.
The Pith And Vinegar Of Quippy Debt Collectors
By 5.16.07
Here are some bon mots uttered by real debt collectors the My Credit Group credit repair service has collected from their clients’ stories.
Time Warner Cable Lies And Says They Showed Up At Your House, When They Really Didn't
By 5.16.07
Jon’s was trying to get his cable line repaired with Time Warner Cable. The missed appointments were bad enough, but the worst was when Time Warner tried to argue with Jon that they had shown up for an appointment and Jon wasn’t there and didn’t answer his doorbell or pick up his phone.
When Will Casey Serin Pay For Embodying The Worst Of The Housing Bubble Burst?
By 5.15.07
Casey-Serin is 24, but he’s already $170,000 in debt, thanks to a bevy of hare-brained schemes that helped him buy 8 homes in 8 months in 4 states with no money down, looking to do the ol’ “fix n’ flip.” None of them sold, and now he’s strapped to the nines.
Make Debt Collectors Prove They Own What They Say You Owe
By 5.15.07
We’ve mentioned how if you’re being pursued by a debt collector, you need to make them prove that you owe the debt. Alabama Consumer Law Blog notes the other half, that you need to make them prove that it is they they actually own the debt, what is called having “standing.”
Free Online Mortgage Calculator
By 5.15.07
All Financial Matters has a nifty online tool for comparing different mortgages.
Beware Address Fraud
By 5.14.07
Identity thieves can take over your accounts, just by swapping their address for yours with your financial institutions. Banknet360 elucidates how this works:
How To Sell On eBay
By 5.14.07
No Credit Needed made over $1000 in 2005 selling baby clothes on eBay as a way to get out of debt. He’s sharing 15 tips he learned, but fear not, childless readers, most apply to selling any kind of item at the online auction site. For one,
Citibank's "All-Electronic Program" Sends Paper Notice Stating Account Is Available To View Online
By 5.12.07
After enrolling in Citibank’s “All-Electronic Program,” FiveCentNickel was surprised to find the following notice in his mailbox:
Your Citibank statement is now available at http://www.citicards.com/. This notification is part of the All-Electronic Program you enrolled in to receive your statements online only instead of in the mail.
How counterintuitive. If Citi needs to send mail, why not send the account statement, rather than a notice that the statement is available online? Better yet, send neither. Or at least change the name to something more accurate, like the “Mostly, But Not Quite All-Electronic Program.” — CAREY GREENBERG-BERGER
How To Replace Lost Important Documents
By 5.10.07
Lost an important document? Misplaced your birth certificate, driver’s license, passport, social security card, property deed, title insurance policy, mortgage, car title, marriage license, divorce paper, or diploma?
3 Bank Laws You Need To Know
By 5.10.07
My Mint has three important banking regulations every banking customer should know about.
Debt Collectors Use Pocket Service Laws For No-Courts-Required, Insta-Garnishment!
By 5.8.07
In Minnesota, debt collectors can send a garnishment request directly to your bank and start snatching your dollars without even having through a court of a law.
BoA Incompetence Helps Identity Thief Make Rachel Poor Broke
By 5.8.07
The Red Tape Chronicles has a story about an identity theft victim who allowed herself to be victimized over and over again. Rachel Poor (pictured) noticed some unauthorized spending on her account, reported it, but then continued to use the account and make deposits. Every time she put money end, the crook would overspend it. On top of that, she also got hit with 20 overdraft fees, and so forth. It got so bad that she had to beg her boss for a loan. The article’s author asks, “why a criminal was able to steal money from Poor’s account more than two weeks after she reported it as suspicious.”
AT&T Disconnecting CallVantage Subscribers That Can't Access E911
By 5.6.07
AT&T is firing VoIP customers who live in areas not served by E911. The letters to CallVantage subscribers were sent over the past two weeks and read, “All customers who currently have A911 service must be moved to E911 service (where available) or their AT&T CallVantage service will be disconnected.” If E911 is unavailable, service is suspended effective May 21.
