Pick any Roland Emmerich disaster movie and randomly select a scene–that’s more or less what Robert Prechter, a market forecaster who was widely lauded as a technical analyst in the 1980s, says is coming to the Dow, writes the New York Times.
Inc. magazine has published a list of tips on how to get your home business tax documentation in order right now, so next year’s tax filing will be trouble free. Sure, this isn’t the most exciting staycation idea ever, but on the other hand anything you can do at home you can do in your underwear with a six pack of beer. I should really become a motivational speaker.
You’re a good Consumerist. You make your own kids at home. You grow your own lice in a coffee can you found on the street. You dump the lice on the kids’ heads before you send them off to school. After all that, the last thing you want to do is spend a fortune on lice removal treatments, right? You’re in luck: the New York Times says you don’t have to spend a lot of money de-lousing your itchy little child.
If you spend a lot of time online, you’re probably aware of phishing scams and know what to look out for. In other words, you’re not one of those ignorant types who clicks on links and starts entering personal information without hesitation. Writer and blogger Cory Doctorow is what you might call hyper-vigilant–he keeps unique passwords, uses a VPN when going online in public, and generally knows not to trust strangers. Still, he got phished a couple of weeks ago.
The sorry state of the economy the past couple of years has actually led to higher prices for used cars, writes Kiplinger. That’s because more people started buying used cars, which tightened the supply while also reducing the number of fresh trade-ins. It may be a couple of years before prices drop again, but Kiplinger has some suggestions for saving money if you plan on buying a used car this year.
A few days ago, someone posted on reddit that he was divorced, unemployed, and now living out of his car. This prompted someone who’d already had the experience to post a list of tips for the (hopefully temporarily) homeless, including safe/legal places to park, strategies for staying clean, and how to maintain social connections. How does he know all this stuff? He lived out of his truck for over a year and saved his money to pay off $17k in debt.
Elizabeth Brooks, a professor at Jefferson Medical College in Philadelphia, has some advice for people trying out makeup when they’re out shopping. As most people know, makeup can harbor bacteria and viruses, and shared testers are the worst offenders: Brooks tested hundreds of makeup counter samples for a study and found 100% of it was contaminated with things like staph, strep, and E. coli.
So you’re tired of banking at one of the big, faceless national chains and want to keep your money local? You can try one of the recent sites devoted to the local bank movement, like anewwayforward.org or moveyourmoney.info, or you can follow this Kiplinger columnist’s lead and do it yourself with a little online research.
Just a little friendly advice, if you’re shortchanged at the register — don’t flip out and throw coffee and food at the McDonald’s workers.
Tom is moving here from New Zealand in a few weeks and he needs to find a bank. He writes, “I’ve checked out the major players, but the number one thing that’s turning me off is their online banking systems are horrible! I use online banking A LOT, so this is important to me. In terms of services I’d want, I need a debit card, and that’s about it. Maybe I’ve been spoiled, but this is what I’m used to.” He sent us a screen grab of his current bank’s online presence, and it’s quite attractive (see bigger screenshot below).
Kiplinger has advice on on how to maximize your medical expense deductions at tax time. You can only deduct out-of-pocket expenses that exceed 7.5% of your adjusted gross income, so you should try to bundle medical procedures in the same year if possible.
Last week, Jon wrote to us asking how he can help protect his grandmother from falling for any more direct mail scams. She’d answered a piece from psychic Maria Duval, and subsequently her mailing address was sold to all sorts of scammers who thrive on easy marks. We suggested filing a prohibitory order via the USPS, but the core problem remains: how do you convince someone who wants to believe in psychics that she’s being lied to?
Replacing an iPhone is expensive, which is why this guy decided to buy a heavily used and damaged one and clean it up himself. You might find the screen replacement side too daunting, but the procedure for turning a dull, scratched case into a glossy smooth one is something pretty much anyone can do.