Four months ago, a 101-year-old Detroit woman was evicted from her home because her son could no longer afford payments. The U.S. Department of Housing and Urban Development stepped in and said she go back home, but has now reversed course, deeming the residence unfit to live in.

She tells The Detroit News “Here I am, 100 years old (rounding her age), and don’t have a home. Oh Lord, help me.”

Now that the HUD controls the property, officials say the house is beyond repair and the department won’t pay the cost to get it up to code. The department is looking for alternatives, but for now the woman has no permanent home as she crashes with a friend.

She lived in the house for nearly 60 years, but lost control when she entered into a reverse mortgage. Her sad plight serves as a warning sign for retirees who think a reverse mortgage may be an easy fix to their financial problems.

Evicted Detroiter: ‘100 years old, and don’t have a home’ [The Detroit News]

Want more consumer news? Visit our parent organization, Consumer Reports, for the latest on scams, recalls, and other consumer issues.