Wachovia sent out an eblast trying to get people to sign back up for overdraft protection, and the fees that “service” entails.

The email warns of the embarrassing consequences that can happen when you try to buy stuff you don’t have money to pay for it.

“Having your debit card declined when you are making a purchase – such as buying groceries or paying for your restaurant meal – can be frustrating, especially if you do not have an alternative form of payment like cash or a credit card to complete your purchase. That is why Wachovia offers Debit Card Overdraft Service as an optional new service to help you avoid declines.”

Or, you know, you could just bring enough money to pay for what you’re buying and if you don’t have it, don’t buy it.

“The subject line of “Avoid Debit Card Declines” had me imagining some pretty awful things,” writes tipster Alyssa. “Luckily, though, just a bad pitch for Overdraft Protection!”

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