For all the attention being paid robo-signing foreclosure mills, you’d think people would be more interested in the guys who basically invented the business of mass-production affidavits: debt collectors.

The affidavits swear that they have personally gone through the debtor records and checked out all the entries. It’s a labor-intensive task when you do it right, but these guys sign one every 13 seconds. The affidavits are then used to sue debtors, who may in turn feel they have no choice but to pay, even if the debt isn’t valid.

If you find yourself being sued by a debt collector, contact a consumer lawyer. It doesn’t have to cost much and since these debt collector records are often based on a house of cards, they often prevail.

Debt Collectors Face a Hazard: Writer’s Cramp [NYT]
Robo-Signers at Debt Buyer Firms Overwhelm Courts [Caveat Emptor]

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