A List Of 18 "Free Credit Report" Websites Warned By The FTC

The FTC recently amended the Free Credit Reports Rule to require “certain disclosures to help consumers distinguish between ads for free credit reports that often require them to buy credit monitoring or other services.”

From the FTC:

For example, websites offering free credit reports must have a disclosure, with links to AnnualCreditReport.com and FTC.gov, that appears across the top of each page that mentions free credit reports. Violators are subject to legal action that can result in penalties of up to $3,500 per violation.

Here are 18 websites that the FTC recently sent warning letters to:

  • NationalCreditReport.com
  • FreeCreditReport4U.com
  • MyCreditCenter.com,
  • 3CreditReport.com,
  • OnlineFreeCreditReports.com
  • My3BureauCreditReport.com,
  • FreeScore.com,
  • Free3BureauCreditReport.com,
  • FreeTripleCreditScore.com,
  • FreeOnlineReportNow.com
  • GoFreeCredit.com,
  • FreeCredit-Reports.net,
  • Free-Credit-Reports-Repair.com
  • FreeCredit-Report.net,
  • SmartCredit.com
  • 3FreeCreditReportsUSA.com
  • AllFreeCreditReports.com
  • FreeCreditReportsUSA.com

For more information about free credit reports, go to the FTC at FTC.gov/freereports.

FTC Warns Websites That Offer ‘Free’ Credit Reports: Disclose Federally Mandated Free Reports or Face Prosecution [FTC]

Want more consumer news? Visit our parent organization, Consumer Reports, for the latest on scams, recalls, and other consumer issues.