Personal Finance Roundup

5 things to know about energy rebates [CNN Money] “In many locales the money is already gone.”

4 Strategies to Make ETFs Work for You [Kiplinger] “We show you how to use exchange-traded funds to boost your returns and hedge your bets.”

7 stupid retirement myths exposed [MSN Money] “Subscribing to unfounded beliefs can make your retirement harder — if not impossible — to reach.”

What Exactly Are 12b-1 Fees, Anyway? [Wall Street Journal] “Here’s where your dollars are going.”

Organic Groceries on a Budget [Wise Bread] “Here are some strategies for affording organic groceries.”

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