Part of the new year and the new year is getting rid of unnecessary clutter, like rewards points! Here’s 4 ways to increase your chances of losing your credit card rewards points.

1. Miss a payment
2. Don’t use your card
3. Stockpile your rewards points and tempt the gods to devalue the points more
4. Toss your monthly statement into the trash without reading the fine print on how they’ve further devalued the program or changed the redemption schedule

Doesn’t that feel so much better? None of those heavy rewards points weighing you down. Now, while you’re in spirit of things, toss that bread machine out the window. Ah, release. For the rationale behind these, check out The Wallet’s post.

How to Lose (Reward) Points [The Wallet]

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