Jim over at Blueprint for Financial Prosperity closed his Bank of America account after a teller forced him to fill out a deposit slip. Jim doesn’t care for deposit slips, calling them “a wasted branch on a tree we’d otherwise like to keep around,” and likes tellers to double-check his math. Even though Jim yielded and started to fill out a slip, the teller tapped a reserve of rudeness that inspired him to close his account.
So she pulled out a deposit slip and told me to fill out my name and address on the slip (useless!). Then she put a calculator in my face and told me to add up the checks. All of this was pretty terse and borderline rude but I was content to let it go. As I added up the checks and showed her the calculator, she proceeds to read out the numbers really loudly over and over again. Is there no sense of privacy? I can understand her reading them back softly, but she was speaking more than normal indoor voice.
Okay fine, whatever, at this point the interaction hadn’t gone great but it was hardly worth closing an account over. Then she looks at my balance and tried to sell me on a certificate of deposit. I politely declined. She persisted by saying I was losing money by putting my money in a regular checking account. She’s right, but I still politely declined. Then she proceeded to start talking to the customer waiting behind me! No good bye, no thank you have a nice day, nothing.
That, Bank of America, was the proverbial straw. Keep that lousy $6 you got for giving me an interest rate of 1.0%, which is essentially paying an annual fee anyway, and keep your other worthless products. We’re outta here.
Bank of America is like goatse. You hear the stories, but don’t really believe it will be that bad. How could anything be so repulsive?
And then you open an account and discover that it’s even worse than you thought. Sorry you had to learn the hard way.