After its food safety crisis in 2015 and 2016, Chipotle implemented new procedures, including everything from blanching produce to shutting down and sanitizing a restaurant if anyone, employee or customer, vomits inside. The problem, it turns out, is that it doesn’t matter how good your protocols are if stores don’t actually follow them. [More]
procedures
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Investigation Shows Chipotle Norovirus Outbreak Probably Caused By Sick Employee
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Making The Most Of Medical Expense Tax Deductions
Kiplinger has advice on on how to maximize your medical expense deductions at tax time. You can only deduct out-of-pocket expenses that exceed 7.5% of your adjusted gross income, so you should try to bundle medical procedures in the same year if possible. [More]
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Cattleprod Loan Servicers To Answer Your Loan Modification Requests
If you’re trying to get your mortgage modified or just a question answered but find yourself stymied by your loan servicer’s slow or lack or response, you can write what is termed a qualified written request (QWR) under section 6 of Respa, The Real Estate Settlement Procedures Act. Under federal law, they have to acknowledge the letter within 20 working days and respond in 60. Inside, a template to follow for drafting a QWR…
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Want To Save Money On Fertility Treatments? Go Straight To In Vitro
Fertility treatment is crazy expensive and there are no guarantees, but a recent NIH-sponsored study “concluded that women who were fast-tracked to IVF [in vitro fertilization] got pregnant three months faster on average, and spent $10,000 less than those who went through the usual preliminaries.” The conclusion: it may not be wise for insurers to require women to run the gauntlet of other treatments before trying IVF.