When you swipe your plastic overseas those currency conversion charges, usually 1-3%, can really add up. So here’s some cards that have no foreign exchange fees at all. [More]
money
Is It Time To Recast Your Mortgage?
By 11.16.10
If you have already refied your mortgage, or are unable to because of new tighter loan restrictions, there’s an additional and little-known step you can take to lower your monthly payments. It’s called “recasting” or “re-amortizing.” [More]
Personal Finance Roundup
By 11.16.10
Career Insurance: Insuring Your Most Valuable Asset [Free Money Finance] “This Career Insurance is not a product you can buy, but a series of actions you can proactively take to minimize the chance that your career will take a major hit.”
7 Ways to Save on Holiday Travel [Kiplinger] “Bargains are scarcer this year, but you can fly the holiday skies for less if you use these strategies.”
Make More Money: How to Supercharge Your Income [Get Rich Slowly] “Almost anyone should be able to find some ideas here to make more money.”
5 Tips to Win the Rebate Game [Money Talks News] “So what can you do to avoid rebate hell? Try these tactics.”
6 habits that will make you broke [MSN Money] “Even some well-intentioned practices like clipping coupons could result in your spending more.”
Debt Collector Threatens To Shoot And Eat Your Dog
By 11.12.10
A woman says a funeral home’s debt collector threatened to dig her deceased daughter’s body up and hang it from a tree unless she paid what she owed for the funeral service. That’s when she started recording the calls, capturing such things as, “We’re going to have your dog arrested, we’re going to shoot him, and we’re going to eat him,” and, “Are you going to pay this bill or not or am I going to have to kill you?” [More]
Banks Concocting New Ways To Spy On You
By 11.12.10
Feel the hair on your neck rising? Your bank is watching, with greater scrutiny then ever before. Banks are figuring out new scores and models to figure out your credit worthiness, using everything from how you deposit and withdraw money to how you pay your rent. [More]
Foreclosures Drop 9% Over Fudged Paperwork Fallout
By 11.11.10
For the first time in a long while, foreclosures actually dropped in October, falling 9%. The big drop came about as several big banks halted foreclosures across the board after news about the robo signers began to emerge. Foreclosures are expected to pick back up again November, albeit at a softened pace. It may be 3-4 months before the rate fully resumes. So take a gasp, homeowners behind on your mortgage, you just caught a temporary break. [More]
Shop Charges $.50 Fee For Credit Card Purchases Under $10
By 11.10.10
I spotted a coffee shop charging customer a $.50 for using a credit card on any purchase that is under $10. It doesn’t break any laws, but it does violate their agreement with the credit card companies. [More]
Paying The Foreclosure Lawyer With A Second Mortgage
By 11.10.10
Ever the hotbed of innovation, a new innovation in foreclosure defense is emerging in Florida. Until now, the big question for foreclosure lawyers is “how do we get paid?” If their client can’t afford to pay the bank, how are they going to pay for legal services? One firm has figured out a way. After the original mortgage is nullified or reduced, the client takes out a new mortgage for 40% of the savings, and pays it to the lawyer. [More]
Personal Finance Roundup
By 11.10.10
10 Riskiest Places to Give Your Social Security Number [Kiplinger] “Here’s how to lower the chances of your number falling into the wrong hands — and what to do if it does.”
Holiday Non-Shopping: 7 Items Worth Waiting For [Money Watch] “Here are the top 7 items that you may want to put on your post-holiday shopping list.”
How to Pick Your Next Computer [Smart Money] “Here is my annual fall computer buyers’ guide, a simplified road map to the key decisions shoppers must make.”
10 Things Recruiters Won’t Tell You [Wall Street Journal] “#1. There are better ways to find a job.”
20 Places to Find Free Books Online [Northern Cheapskate] “The following sites provide free books that can be enjoyed online, downloaded to your computer, or transferred to an e-reader or MP3 player.”
FDIC Seizes 4 More Banks
By 11.9.10
The FDIC seized four more banks on Friday. That brings the total number for 2010 to 143, the most in a year since the S&L fiasco back in the 80’s. Here’s who went down: [More]
Cops Catch ATM Napkin Scammer
By 11.5.10
San Francisco PD have caught a crook using an ingeniously low-fi method to rip people off ATMs: napkins. [More]
Fed Clamps Down On Credit Card Loopholes
By 11.5.10
To shut down “fee harvesters” and other crafty tricks credit cards cooked up to escape the CARD act, the Federal Reserve has proposed three ways to tighten and clarify the rules. [More]
Zombie Debt Collector Threatens To Send Sheriff To Man's Work
By 11.4.10
“I’ll go through any lengths I have to in order to embarrass you,” says one of the many debt collector chicks who keep calling this guy up at work, trying to get him to pay for a credit card debt from 1998 that he doesn’t remember and for which they refuse to provide verification. [More]
Fed Announces It Will Buy $600B In Treasuries
By 11.3.10
Today the Fed announces it will buy back $600 billion in Treasuries, a nuanced effort that aims to stimulate the economy by lowering interest rates. [More]
Squatters Spoil Dream Home With Fake Deed Claims
By 11.3.10
A Seattle couple were 10 days from closing on their new house when they discovered squatters had moved in who claimed they had seized “free land.” [More]
Landlord Says He Never Got My Rent, Can I Get My Money Order Back?
By 11.3.10
Marty sent his rent in by money order and the landlord says he never got it. Marty is trying to get his money from the money order back, but is finding out that it’s not the same thing as a check. [More]
Personal Finance Roundup
By 11.2.10
My Ten Biggest Money Savers Since Starting The Simple Dollar [The Simple Dollar] “Ten specific things that have had the biggest positive impact on our day-to-day finances over the past four years.”
8 drawbacks of being a millionaire [MSN Money] “Wealth comes with its own set of worries.”
How to Buy and Sell Physical Gold and Silver [Free Money Finance] “Specifics on the how tos of buying physical gold and silver.”
10 Things Outlet Malls Won’t Tell You [Smart Money] “We’re inconvenient on purpose.”
5 Tips to Stop Those Annoying Robo-Calls [Money Talks News] “Here are some things you can do that might help.”
