Credit unions are nonprofit, cooperative, member-owned banking institutions, so they’re less likely to screw you with fees and rules than the major commercial banks.
money
Quicken And MS Money Are ExtortionWare
Both Quicken and MS Money sneak these “sunset” clauses in their end user license agreements, giving them carte blanche to completely disable major parts of their functionality if they feel like it. These features include online bill pay, downloading any financial information, portfolio tracking, and more. Basically, all the cool stuff.
![8 Free Personal Finance Management Programs](../../../../consumermediallc.files.wordpress.com/2012/06/budgeting.jpg?w=300&h=225&crop=1)
8 Free Personal Finance Management Programs
When we posted our scrappy guide to making your first budget, many readers chimed in with what personal finance software they enjoyed, many of them free. Here’s a roundup of the results:
![Which Online High-Yield Savings Account Is Best?](../../../../consumermediallc.files.wordpress.com/2012/06/funnymoney.jpg?w=300&h=225&crop=1)
Which Online High-Yield Savings Account Is Best?
There’s been a raging “online savings account” debate going on at Get Rich Slowly, resulting in a valuable discussion in the comments.
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Bringing Back the Crock-Pot
If your mom cooked everything in a crock-pot and as a result the idea of slow cooked food gives you nightmares, you’re excused from this post. Go make something on your George Foreman grill.
![30 Ways To Save A Dollar Day (Or More)](../../../../consumermediallc.files.wordpress.com/2012/06/puffymoney1.jpg?w=240&h=139&crop=1)
30 Ways To Save A Dollar Day (Or More)
Frugal For Life has a new list of over 30 ways to improve your money situation by small measures, either by cutting down, saving, or finding new ways to make money.
![Cingular Spends 1.8 Million Dollars A Day Upgrading The LA Area. Just The LA Area.](../../../../consumermediallc.files.wordpress.com/2012/06/pismobeach.jpg?w=300&h=225&crop=1)
Cingular Spends 1.8 Million Dollars A Day Upgrading The LA Area. Just The LA Area.
“The past two years were unprecedented — investing almost $1.3 billion to deliver a quality wireless experience to our customers here,” said Andy Shibley, vice president and general manager for the company’s Greater LA market. “Our wireless network is world class and second to none. The major expansion we completed was an extraordinary achievement that enables us to provide exceptional service for our customers today and into the future.”
According to the press release they’ve concentrated their efforts, in part, on Pismo Beach, which we remember from a Bugs Bunny cartoon. Now Bugs can talk on his cell phone if he forgets to take a left at Albuquerque. —MEGHANN MARCO
Target Worker: You Can't Pay With Change
According to one Target employee, Target doesn’t accept “just change.” You must have bills, or you do not get your stuff. Reader Mike went to Target with a bunch of change in his pocket. He didn’t feel like using an ATM, and the item he was at Target to purchase cost less than 5 dollars, so he figured he would pay with change. He figured wrong.
![House Burglar's Advice For Hiding Money](../../../../consumermediallc.files.wordpress.com/2012/06/burglar3.jpg?w=158&h=149&crop=1)
House Burglar's Advice For Hiding Money
A former burglar chatted with the Personal Finance Advice blog and gave some good tips on how to hide your money at home.
![The Myth Of The Rational Borrower](../../../../consumermediallc.files.wordpress.com/2012/06/gambling.jpg?w=300&h=225&crop=1)
The Myth Of The Rational Borrower
The academics behind the Credit Slips blog chew economic macrodata t to consider whether…
Are You A Pricehacker?
Remember those price code hack posts we wrote earlier this month? MONEY magazine is working on a feature about ’em.
![Save Small, Save Often](../../../../consumermediallc.files.wordpress.com/2012/06/personalspendingraph.jpg?w=300&h=225&crop=1)
Save Small, Save Often
Ramit drew up a clever graph to explain why you can’t keep your long-term savings goals.
![Yahoo’s New Personal Finance Site](../../../../consumermediallc.files.wordpress.com/2012/06/yahoofinance-pg.jpg?w=300&h=225&crop=1)
Yahoo’s New Personal Finance Site
Yahoo launched a new personal finance today site to help you manage your money.
Lazy Winter Energy Saving Tips
You could install aerators, ask your utility company to lock in a year round rate, or replace your furnace filters every month, but that could take a lot of work.
![An Argument For Index Funds](../../../../consumermediallc.files.wordpress.com/2012/06/get_it_index_ha_ha_ha.jpg?w=150&h=191&crop=1)
An Argument For Index Funds
FreeMoneyFinance has a nice piece on why he invests mainly in index funds.