benpopken: How often are they contacting you and by what means?
credit reports
Get Another Free Credit Report, Even If You've Used Up Your Free One
By 2.7.07
There is another way to get a free credit report if you’ve already used up your free one per year through annualcreditreport.com.
Rollerskates On A Glacier: Verizon's Ability To Fix Billing Errors
By 2.2.07
Joe checks his credit report and sees a ding from Verizon. Calls Verizon. They say, you have an outstanding balance. Which we never told you about. But we reported it to the credit bureaus. No you can’t pay it off. It’s not in our system. Our system doesn’t keep track of outstanding amounts under $50. No we won’t fix your credit report. Let me transfer you to someone who can help… For English, press one. Para espanol, marques dos…
How Banks Freeze Terrorist Founds With A Free, Public, .TXT
By 1.13.07
A text file. That’s what banks use to freeze the assets of terrorists, drug traffickers, and nuclear weapons dealers. A dot txt downloadable from the U.S. Treasury website.
Dispute Credit Histories When Companies Combine
By 12.8.06
The best time to dispute erroneous credit report items is when companies merge, says reader Thomas. It’s a little gray hat but hey, power to the people.
Delete Negative Items From Your Credit Report
By 12.7.06
Recently we checked out our credit report and were surprised to see a $500 unpaid charge. It was from a video store we frequented in college. (We could’ve sworn we returned Wicker Man….) The video store had never sent us any notice and the debt was sold to a collection agency, who had also never contacted us. Odd.
AOL Sells Ads To Website Under Attorney General Investigation
By 11.19.06
AOL apparently missed our post on how the Florida Attorney General is investigating FreeCreditReport.com.
Florida AG Investigates FreeCreditReport.com
By 11.16.06
The Florida Attorney General’s office has opened an investigation into FreeCreditReport.com for, “failure to adequately disclose negative option enrollment … deceptive advertising, misleading domain name, and failure to honor cancellations.”
Fix Your Credit Score Fast, For A Price
By 10.30.06
If it were Monopoly, the card would say, “Bank Error Not In Your Favor.”
Get Free Credit Reports By Mail Or Phone
By 10.26.06
In addition to filing online at AnnualCreditReport.com, there’s two more ways to get a free credit report.
How Do You Prove You’re Not Dead?
By 10.25.06
Continuing our foray into the consumer macabre, a reader complains about being dead.
With Vigorous Cane Shaking, America Responds To 20/20 Story
By 10.16.06
Of all the complaints that flooded our inbox following our 20/20 appearance, this is our favorite.
AudioEdit: Consumerist.com Fears Identity Theft
By 10.10.06
Don’t Pay For Your Credit Report
By 9.13.06
This month marks the one year anniversary of Congress granting consumers the right to one free credit report per year. You can get yours at AnnualCreditReport.com. Anyone else, including and especially FreeCreditReport, run by none other than credit reporting company Experian, asking for money, is a ripoff.
Free Credit Report Nightmare Yields New ‘Screw Off!’ Champ!
By 4.20.06
We think we have a new favorite “go screw” line from a company: We understand that the privacy and security of your information is important to you; therefore we cannot provide a specific reason as to why we cannot fulfill your request. That just punches a steaming hand, Fist of the North Star style, right through the sternum of our old fave, We appreciate your concerns.
