credit cards

Wells Fargo VISA Gift Card’s Hidden Fees

Wells Fargo VISA Gift Card’s Hidden Fees

Wells Fargo touts its prepaid VISA gift cards as “the perfect gift” and has sold over a million, but perhaps they would sell a little less if people knew about these terms and conditions, flushed out by Mouse Print:

ShopNBC Demands Money For Broken TV

ShopNBC Demands Money For Broken TV

The McKenzies ordered two TVs from ShopNBC three months ago. The boxes arrived damaged and the family sent them back for a warranty replacement, which has yet to materialize. As such, the McKenzies haven’t paid for the tv sets.

Chase Raises Reader’s APR To 148.14%

Chase Raises Reader’s APR To 148.14%

Chase credit card raised Lee’s effective APR to 148.14%

We Interview Google Checkout; Promises To Protect Consumers

Google Checkout looks like a Paypal-killer, but will it stand up for consumers when transactions go wrong? Google says yes.

Two-Cycle Billing And Why It’s Evil

Two-Cycle Billing And Why It’s Evil

AllFinancialMatters lays down the math on why two-cycle billing sucks.

AMEX’s MyWishlist: Everything You Need To Know

Once again, the American Express website offers cardmembers a chance to participate in the “My Wishlist” promotion, but what’s it all about?

USPS Violates Credit Card Merchant Agreements

USPS Violates Credit Card Merchant Agreements

Pay More Than The Minimum Credit Card Payment, Or You’re A Sucker

Pay More Than The Minimum Credit Card Payment, Or You’re A Sucker

The minimum payment on your credit card bill may save you from overheating your brain by actually thinking about what you’re doing, but it’s no way to reduce your debt. AllFinancialMatters lays out the math.

Personal RFID Firewall Invented

Personal RFID Firewall Invented

This paper outlines a system for protecting yourself from the threat of RFID bandits snagging the credit card information you broadcast. The “RFID Guardian” jams your RFID signals, then it clones their signals and rebroadcasts them only if and when you tell it. If the banks won’t make the cards more secure, it’s up to the user to protect himself. — BEN POPKEN

EXCLUSIVE: CHASE Screws Struggling Card Members Harder

Chase yesterday decided to put the screws harder to its most struggling credit card customers, an insider tells us.

No-Swipe Credit Cards Pose Risk Says Senator

Credit cards that use RFID signals to conduct transactions could put consumers at risk for identity theft and credit card fraud, Sen. Charles Schumer, D-NY said in a press conference Sunday.

2006 Lemon Awards For Bad Banking

2006 Lemon Awards For Bad Banking

CreditCard.org has leaked their nominees for the 2006 Lemon Award, dedicated to rewarding outstanding performance in the field of bad banking.

The Secret History Of Credit Cards

The Secret History Of Credit Cards

PBS has joined forces with the New York Times to reveal, “The Secret History Of Credit Cards.” The show airs tonight at 9pm EST.

Capital One Hates Deaf People

What’s in your wallet? I said, what’s in your wallet? Oh, forget it. From a reader:

AmEx Opens Shopper Sanctuaries (Cardholders Only)

AmEx Opens Shopper Sanctuaries (Cardholders Only)

AmEx installed opened a special “member’s lounge” this week in The Mall At Short Hills, NJ, aka, the epicenter of poop.

NYC RFID Subway Turnstiles Spread

NYC RFID Subway Turnstiles Spread

Beat Chase’s New 32.4% Default APR

Beat Chase’s New 32.4% Default APR

If you’re a Chase credit card holder and you received a “Change of Terms” notice in your recently mail, congratulations.

Attention: You Rock At Lowering Your APR

Attention: You Rock At Lowering Your APR

The results of people simply asking their credit card companies to lower their APR are flowing in. Meet Stephen: