Although the prevalence of online account access makes financial software tracking less crucial now than it was, say, a decade ago, a detailed record of your spending is still key to maintaining a budget.

Over at Punch Debt in the Face, the author reveals his love for Quicken, which he says inspired him to slash his dining out expenses and divert the money toward paying off student loans.

I’m a devotee of old-school Microsoft Money, but considering switching over to Mint.com. If you track your spending, which service do you use and why?

Are you tracking? [Punch Debt in the Face]

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