Your Age -10 = % Of Your Portfolio That Should Be In Bonds

Just subtract 10 from your age and that’s how much percentage of your portfolio should be in bonds, commenter sevatt points out.

That’s simpler to do than the old standby advice (that I mentioned earlier this week) of subtracting your age from 110 to get the percentage you should have in stocks, and then subtract that number from 100 to get what you should have in bonds – at least according to conventional wisdom, which may or may not apply to your individual situation or perspective on the market.

Subtract Your Age From 110 To Figure Out How Much Of Your Portfolio Should Be In Stocks Vs Bonds