Subtract Your Age From 110 To Figure Out How Much Of Your Portfolio Should Be In Stocks Vs Bonds

With the Feds buying up more Treasuries, bonds are looking attractive. But how much of my portfolio should I have invested in bonds? What’s the proper asset allocation between stocks and bonds? Well, an old-school rule of thumb is that you subtract your age from 110.

So if you’re 28, 110 minus 28 is 82. That means you should have 82% of your portfolio in stocks, and 18% in bonds.

If you’re feeling more conservative, subtract from 100. More aggressive, 120.

These are just general guidelines not hard and fast rules, always invest (or not invest) based on your individual goals and resources.