Cameron Huddleston, an editor at Kiplinger and a mom, has some advice on how to make the most of your new baby budget. The money you save on things like play mats, changing tables, and fancy first-year clothes can be used to pay for less pleasant but more important safety-net things, like life and disability insurance, health insurance, and a will.

Huddleston notes that if you buy used baby products, be sure to check whether they’ve been recalled for safety issues. Here’s one list of items from the past 16 months that can help you weed out unwanted goods.

“Baby Gear You Don’t Need” [Kiplinger]

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