Get Another Free Credit Report, Even If You've Used Up Your Free One

There is another way to get a free credit report if you’ve already used up your free one per year through

Call the credit bureau. Ask for a fraud alert to be put on your credit report. Then, ask for a free copy of your report. As a potential victim of identity theft, you’re entitled to one under Federal law.

Equifax: 800-685-1111; Fraud Dept. 800-525-6285
Experian: 888-397-3742
Trans Union: 800-916-8800; Fraud Dept. 800-680-7289

If they give you a hassle, you might try saying you think you shopped at T.J. Maxx between June and December of 2006.

Hey, with the rampant spread of identity theft, and merchant’s inability to protect our data, most of us probably are potential victims. — BEN POPKEN

4 More Ways To Get A Free Credit Report [MyMoneyBlog]