It’s one thing to protect your identity, weed out phish emails and shop safely, but if you *really* want to prevent a thief from stealing your account online…

Set up a buffer account! This cheezy graphic explains.

Create an online account with someone like ING Direct or WaMu. You only put money in it when you want to conduct a transaction.

This takes extra steps, but gives you extra security, so that if your account is compromised and sold to the Russian asshat black market, they’re only stealing zero dollars.

Of course, shopping with a credit card offers all sorts of fraud protection. But then again, an ounce of prevention… etc etc.

Setting Up Buffer / Firewall Bank Accounts [ My Money Blog via Blueprint for Financial Prosperity]

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