In discussing Tom’s tale of insurance woe, several people quipped that we should have insurance for your insurance. You know, pay a small monthly deductible so that in the event of emergency where your insurance company refuses to pay up… CR, who works for a claims adjustment and management company, says:
- “Its called re-insurance and most of it comes from Lloyds of London who will pay claims that are deemed covered, but will take there time to do so. I’m sure that a clerical error would constitute an error under CIGNA’s Errors and Omissions coverage (E&O).”
“The only problem is getting that info to submit a claim is nearly impossible.”
Moral of the story: don’t get sick.