personal finance

Get Rich By Saving Every $5 Bill

Get Rich By Saving Every $5 Bill

There’s a woman who saves every $5 bill she gets, blogs Get Rich Slowly. She’s been doing so for three years and has saved $12,000.

Screw Basket-Weaving, I'm Going To Personal Finance Summer Camp

Screw Basket-Weaving, I'm Going To Personal Finance Summer Camp

Here’s four summer camps where kids will learn something really useful: how to manage their money. What a cool idea. I wish I had gone to one in my youth.

Personal Finance Roundup

Personal Finance Roundup

The smartest advice I ever got [CNN Money] “40 great minds share the best money lessons they ever learned.”

Why You're Going To Need A Million Bucks To Retire

Why You're Going To Need A Million Bucks To Retire

Over at ABC News columnist David McPherson is responding to some reader backlash stemming from an article in which he used an example of somebody retiring with $500,000 in an IRA. The readers accused him of being out of touch with reality. Well, rather than apologize, he’s upped the ante. Now he says you’ll need $1 million to retire.

Uno Chicago Grill Charges You $200 When You're Not Even There

Uno Chicago Grill Charges You $200 When You're Not Even There

Lauren was shocked to find five charges for a total of $200 on her account from a pizza place she hadn’t been to in months. They were all levied from one Uno Chicago Grill during a day she wasn’t even in town. What she found out about why they happened in the first place was even more disturbing, and annoying.

Grocery Shrink Ray Zaps Skippy Natural Peanut Butter

Grocery Shrink Ray Zaps Skippy Natural Peanut Butter

Pew! Pew! Grocery Shrink Ray zapped Skippy Natural Peanut Butter. You know what’s really going to be something? When they start raising the prices on all the products they shrunk. Then we’ll see some real purchasing power loss.

Why No Credit Card Is 100% Safe Against Fraud

Why No Credit Card Is 100% Safe Against Fraud

It seems that there is nothing a consumer can do to completely prevent a merchant from putting an unauthorized charge through on their account. Even if that account is closed or you’re using a “single-use” or “virtual” credit card, fraud-prevention cards with disposable credit card numbers that change after you use them once, you’re not 100% secure. How come? Well, we’ll tell ya.

7 Steps To Developing A Strong Network In Case You Get Fired

7 Steps To Developing A Strong Network In Case You Get Fired

Financial blogger Brandt Smith at Get Rich Slowly suggests that your first step should be to contact your network, and he backs up his assertion with a real-life success story. He also shares seven keys to developing a strong network:

10 Banks That Could Be Next To Go Under

10 Banks That Could Be Next To Go Under

IndyMac bank going under probably has you wondering, is my bank next? Various analysts are predicting that hundreds of small and regional banks could collapse in the next year. Here’s the top 10 list of the nation’s most troubled banks…

Personal Finance Roundup

Personal Finance Roundup

Where to Find the Best Savings Rates [Smart Money] “Here are the five highest yields with the fewest strings.”

AOL Repackages Personal Finance Content, Names It WalletPop

AOL Repackages Personal Finance Content, Names It WalletPop

Apart from the quite adequate assortment of calculators, it’s all a big heap of plain-Jane articles slotted into categories by simple tags.

Bestsmartstore Is A Scam, Check Your Statements For Fake Charges

Bestsmartstore Is A Scam, Check Your Statements For Fake Charges

Watch out for fraudulent charges from Bestsmartstore.com on your credit card statements. Consumers are complaining about unauthorized charges for $4.95 or $4.99 for “e books” they never ordered or received. E-books are a favorite tool of online scammers as, if they ever got caught, they could just point to a few PDFs on their computer and say that’s the inventory of their legitimate business. If you get one of these charges, do a chargeback on the card and cancel the card immediately.

The 43.5% APR Credit Card

The 43.5% APR Credit Card

Perhaps this British Airways American Express Premium Plus Card’s interest rate is in “metric” APR, but if not, no matter what side of the pond you’re on on, or road you drive on, you must agree that a 43.5% variable interest rate is bollocks. Who cares how many bonus miles you get, they’re just going to get devalued anyway.

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This morning, very early in the morning, we were on KTLK in Minnesota talking about, yep, you guessed it, the Grocery Shrink Ray. Clip is here. And earlier this week we were featured in an article in the UK’s Observer.

3 Ways To Beat The Grocery Shrink Ray

3 Ways To Beat The Grocery Shrink Ray

Is your supermarket the victim of The Grocery Shrink Ray, the force that is shrinking how much product you get while keeping the price the same? Here are three antidotes:

10 Credit Card Company Tricks To Beware

10 Credit Card Company Tricks To Beware

Are you smarter than a credit card company? They’ve got billions riding on their belief that you’re not. Check out these 10 methods, via the Americans for Fairness in Lending, credit card companies use to make extra money off you that you may not even be aware of, knowledge that could save you hundreds in extra fees.

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TV stations looking to save money can do so by interviewing guests remotely over Skype, as WTVT in Tampa did, live, with me this morning. No more paying for car service or bottled water!

Cattleprod Loan Servicers To Answer Your Loan Modification Requests

Cattleprod Loan Servicers To Answer Your Loan Modification Requests

If you’re trying to get your mortgage modified or just a question answered but find yourself stymied by your loan servicer’s slow or lack or response, you can write what is termed a qualified written request (QWR) under section 6 of Respa, The Real Estate Settlement Procedures Act. Under federal law, they have to acknowledge the letter within 20 working days and respond in 60. Inside, a template to follow for drafting a QWR…