money

12 Signs Of A Debt Addict

12 Signs Of A Debt Addict

Do you have a problem with compulsive spending? Debtor’s Anonymous, yes, there is such a group, has 12 warning signs to watch out for.

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The 7 myths of college financial aid (p.s. WSJ is free online today) [WSJ via AllFinancialMatters] (Photo: elle_rigby)

Shape Your Portfolio Balance For Investment Success

Shape Your Portfolio Balance For Investment Success

Want to know the one tip that will make you a successful investor? No, this isn’t a sales pitch for some get-rich-quick stock trading program. It’s a bit of good investing advice from Business Week on the factor that most separates excellent investors from average Joes.

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This is pretty much the quintessence of how many people get stuck in debt (it was certainly true for us): “…we were spending more than we made because we thought we would make more money later to pay it off.”

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How much should I put in my 401(k) vs my RothI RA vs straight-up savings?

What Are "12b-1 Fees?"

What Are "12b-1 Fees?"

Another factor to consider when choosing a mutual fund are its 12b-1 fees, which are basically money the fund managers take out to pay for running and marketing the fund.

What Is R-Squared?

What Is R-Squared?

We’re trying to learn more about mutual funds, which we find quite frightening, so let’s start by breaking down some terms, like R-squared, a measure of volatility. Here’s what Vanguard says:

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NetworthIQ is a kinda neat online service where you enter all your assets and debits by category and it gives you an aggregate personal finance “IQ” number to track over time. [via Poorer Than You]

Personal Finance Roundup

Personal Finance Roundup

The Cheapest Days to Buy Certain Items [Smart Money] “We talked to the experts, and narrowed down the best days of the week to buy certain items.”

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Inflation eats up most of the appeal of zero-coupon bonds.

Earn A Lot More Interest By Opening A High-Yield Online Savings Account

Earn A Lot More Interest By Opening A High-Yield Online Savings Account

Your savings can earn upwards of 4 more percentage points of interest, if you put it one of these high-yield online savings accounts. Here’s seven to check out.

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The Richest Man In Babylon is an excellent personal finance primer told through a series of easy-to-understand parables.

Which Credit Card Best For A Beginner, Best For An Intermediate Seriously Thinking About His Options?

Which Credit Card Best For A Beginner, Best For An Intermediate Seriously Thinking About His Options?

“I had this thought a few days ago, I have 2 credit cards (that I keep paid off, woo!) and my woman who just graduated college is thinking about getting one. Now the question I had was, I got my cards without too much thought involved as to what would be the best option for me, they are OK cards, maybe the best, but i don’t know this. When I read your “10 commandments of credit“, I realized that consumerist would be the perfect place to ask the question: what credit card is best for a first time CC? Are there other cards that are more fitting for someone with more established credit history? What is the consumerist card of choice?!”

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The key to escaping living paycheck to paycheck is to not just spend less than you earn, but to save it as well.

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How to claim the interest on your college loan as a tax deduction.

30 Free Personal Finance eBooks

Mint has collated a collection of thirty free ebooks on personal finance and money management. The selection ranges from budgets to credit cards to mortgages to general consumer advice. Each one is in PDF format. Check ’em out and get your learn on.

Personal Finance Roundup

Personal Finance Roundup

The Next China: Five Emerging Markets To Watch [Seeking Alpha] “…countries that offer equally compelling investment prospects but are still off the screens of most investors.”

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6 ways to set your budget on auto-pilot and not have to worry about it.