Almost all costs and fees are up at the brick and mortar banks included in Bankrate’s 2007 Checking Account Pricing Study. Average fees reached new peaks across the board.
money
By 9.24.07
../../../..//2007/09/24/how-one-blogger-paid-off/
How one blogger paid off $11,500 in 10 months using the “debt snowball” method. [No-Credit Needed]
12 Ways For You To Beat Inflation
By 9.24.07
The Digerati Life has a lengthy article that offers 12 tips on how to help beat the eroding power of inflation. Broadly speaking, you should first recognize that inflation erodes purchasing power in the long run and take steps to insure yourself from it, while also being “mindful of when inflation rates rise” and taking additional measures during those periods.
82 Personal Finance Myths Debunked
By 9.21.07
Grad Money Matters debunks 82 of the head games we play with ourself that keep us from handling our money the way we should.
4 Strategies To Help You Live Debt Free
By 9.20.07
“Americans collectively spent more than we earned after taxes for the past two years in a row,” says SmartMoney in their latest cover story, “Live Debt-Free”. Their point: we spend a lot of time thinking about how to save and how to invest, but not enough time working out a healthy debt strategy that doesn’t eat away at our happiness, not to mention our retirement savings. They offer four different strategies for reducing your debt to little or nothing, so that you can apply your income to more worthwhile activities than fighting off your liability monster.
U.S. Dollar = Canadian Dollar For First Time Since 1976
By 9.20.07
According to the Associated Press the U.S. Dollar and the Canadian Dollar have reached parity for the first time since 1976, although Google is currently claiming that the ratio is 1 Canadian dollar = 0.987069 U.S. dollars. Fun!
The Copper In Your House Is Worth Lots Of Money
By 9.20.07
I recently hired a plumber to do a rebuild on an existing small bathroom. During the demolition phase, the plumber remarked that he would be reclaiming the old copper pipe and that it was worth around $25.
How Many Stocks Should You Own?
By 9.20.07
Been looking over your portfolio and noticing a bit of this, some of that, and a touch of whatever else you could find? Us too. If your portfolio looks more like a stamp collection — filled with one of everything — then consider simplifying your strategy. It will not only make your money easier to manage, but will also benefit your bottom line, according to CNN Money. They suggest a simple, two-part strategy for maximizing your investment returns…
How The Fed Rate Cut Affects You
By 9.20.07
The Fed cut interest rates Monday, but what does this mean for your wallet?
Learn The Basics Of Money
By 9.20.07
Kiplinger has launched a new site designed to teach the basics of money management and handling your personal financial life. If you’re getting started, or starting over, there’s numerous good articles here about budgets, investing, picking banks, retirement plans, insurance, etc. etc, delivered in the straightforward and personable manner for which Kiplinger is known.
Mint.com – A New Free Personal Finance Management Site
By 9.18.07
The free personal finance management site Mint.com opened to the public today.
By 9.18.07
../../../..//2007/09/18/bank-of-america-got-the/
Bank of America got the final OK it needed to go ahead with its purchase of LaSalle Bank [Chicago Tribune].
By 9.18.07
../../../..//2007/09/18/if-you-have-over-2500/
If you have over $2,500, you can start earning upwards of 5.2% interest with this hard-to-find Bank of America money market account. [My Money Blog]
Customize Budget Categories For Success
By 9.18.07
About.com has an good tip to remember when trying out personal budget spreadsheets:
Save On Textbooks By Borrowing Them From The School Library…
By 9.17.07
We always knew one of the biggest scams in college was the school bookstore, but we never realized that you could actually try borrowing textbooks from the library. The blogger behind The Baglady certainly did:
Emergency Funds Good For More Than Just When You Lose Your Job
By 9.17.07
Besides losing your job, another argument for building an emergency fund, an on-hand reserve of several months pay, is “budget breakdown.”
The Zero Based Budget
By 9.14.07
RateState put together a free “zero based budget” excel sheet which you can use to get a handle on your personal finances. The idea behind it is that every single dollar you earn will get allocated to a specific category. There is no money sloshing around, you have total mastery over all of your money.
