For the better part of the last decade, airlines have been tacking on fees for everything from checking bags to allowing customers to cancel or change their flights. While spending $25 now and then for the convenience of not dragging your bags around the airport might not break the bank, those fees add up — to $7.1 billion. [More]
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![Is It Illegal To Use An App To Track Your Kid, Spouse, Or Employee?](../../consumermediallc.files.wordpress.com/2016/05/screen-shot-2016-05-09-at-4-13-00-pm.png?w=300&h=225&crop=1)
Is It Illegal To Use An App To Track Your Kid, Spouse, Or Employee?
There are a number of well-known apps that allow you remotely track your phone if it’s lost, or that track the movement of another device but do so with that user’s knowledge. What about those apps that let you track another phone — and maybe intercept calls and texts — without the other person having any idea? [More]
![Adam Fagen](../../consumermediallc.files.wordpress.com/2015/02/irs.png?w=300&h=225&crop=1)
6 Things We Learned About The IRS’s Fight Against Fraud And Identity Theft
Things are difficult for the IRS right now. For the last few years, people contacting the IRS have encountered lengthy phone hold times, and identity theft and refund fraud drain billions of dollars’ worth of tax refunds into the pockets of international criminals. The Government Accountability Office has the job of overseeing government agencies, including the IRS, and it released a new report today about its issues and possible ways to fix them. [More]
![frankieleon](../../consumermediallc.files.wordpress.com/2014/01/internets.jpg?w=300&h=225&crop=1)
4 Reasons Tribal Lands Lack Better Access To The Internet
According to the latest data from the FCC, more than two-thirds of people living in rural tribal lands currently lack access to decent Internet, nearly 30 percentage points higher than the rate for the rest of rural America. So what is it about these tribal lands that makes connecting so difficult? [More]
![This chart from the GAO report shows that the top 15% of cable Internet users will be surpassing current data caps by 2018, and using several times that amount of data by 2020.](../../consumermediallc.files.wordpress.com/2014/12/usagegrowth.png?w=300&h=225&crop=1)
Govt. Report Criticizes Cable Companies For Cashing In On Data Caps
A growing number of cable companies are implementing data caps (sorry — “data thresholds”), which put limits on how much data a subscriber could use before facing penalties ranging from warning messages to throttled speeds to overage fees. A new report from the federal Government Accountability Office says that lack of competition in the broadband market could result in these caps being implemented with no one benefiting other than cable companies’ bottom lines. [More]
![5 Things We Learned From The GAO Report On Broadband Caps](../../consumermediallc.files.wordpress.com/2014/07/internet_cat_small.jpg?w=260&h=168&crop=1)
5 Things We Learned From The GAO Report On Broadband Caps
Broadband data caps might not be affecting everyone just yet, but that could easily change as the current wave of ISP merger mania continues. A preliminary government report taking a look at data caps, both wired and wireless, was released this week. It finds that ISPs and subscribers are far from being on the same page when it comes to how much data consumers move. [More]
![(Source: GAO)](../../consumermediallc.files.wordpress.com/2013/07/tsaemployees.png?w=300&h=225&crop=1)
TSA Misconduct Cases On The Rise; Agency Not Following Up On All Complaints
In theory, the Transportation Security Administration is supposed to be a last line of defense against terrorists and other folks who want to do bad things on airplanes. With so many lives on the line, employee misconduct of any kind can’t really be tolerated, but the last few years have seen an increase in bad behavior by TSA staffers. [More]
![(stevendepolo)](../../consumermediallc.files.wordpress.com/2013/04/paltrypayout.jpeg?w=240&h=160&crop=1)
Many Victims Of Shady Foreclosure Practices Will Only Get $300-$500 Under Government Plan
There’s no doubt that millions of homeowners were the victims of shady foreclosure practices at the country’s biggest banks when the recession hit. So many of those people were likely hoping for a positive resolution to their woes when the government said it was going to figure out how to compensate homeowners with its Independent Foreclosure Review, an investigation into banks’ mistakes in servicing mortgages. But after waiting years for an answer, about three million eligible borrowers will only be seeing checks for between $300 and $500. [More]
![Why Do So Many Servicemembers Not Receive Mortgage Protections They Have Legal Right To?](../../consumermediallc.files.wordpress.com/2012/07/supportourtroopswall.jpg?w=240&h=192&crop=1)
Why Do So Many Servicemembers Not Receive Mortgage Protections They Have Legal Right To?
The Servicemembers Civil Relief Act (SCRA) includes a number of protections for members of the armed forces who took out a mortgage before going on active duty. But as we have learned in recent years, there are at least 15,000 instances where banks failed to follow those guidelines — and hundreds — perhaps thousands of times where lenders have illegally foreclosed on servicemembers’ homes. [More]
![Between 36-122 Million Americans Have Pre-Existing Conditions That Would Restrict Health Insurance Coverage](../../consumermediallc.files.wordpress.com/2012/06/gaopreexistinga.png?w=300&h=225&crop=1)
Between 36-122 Million Americans Have Pre-Existing Conditions That Would Restrict Health Insurance Coverage
Health insurance providers have a long history of telling individual policyholders — and people shopping for individual policies — that their care isn’t covered or their policy is voided because of a pre-existing condition. Starting in 2014, that is all supposed to stop when a condition of the Affordable Care Act kicks in, making it illegal for health insurers in the individual market to deny coverage, increase premiums, or restrict benefits because of a pre-existing condition. Question is: Just how many people are we talking about? [More]
![Higher Cigarette Taxes Drove Smokers To Pipe Tobacco & Cigars](../../consumermediallc.files.wordpress.com/2012/06/portraitcigar.jpg?w=188&h=225&crop=1)
Higher Cigarette Taxes Drove Smokers To Pipe Tobacco & Cigars
Among the intended goals of higher taxes on cigarettes is that some smokers will quit rather than deal with the increased cost. While this may happen, newly released numbers show that taxing cigarettes also drove up the sales of forms of tobacco that are taxed at lower rates. [More]
![If For-Profit Colleges Want Federal Student Aid, They Have To Prove Graduates Can Get Jobs](../../consumermediallc.files.wordpress.com/2012/06/graduationday22.jpg?w=141&h=225&crop=1)
If For-Profit Colleges Want Federal Student Aid, They Have To Prove Graduates Can Get Jobs
A 2010 GAO studied showed that federal aid to students at for-profit colleges had tripled over a five-year period from $8 billion to $24 billion and now accounts for 23% of the total aid given out, even though enrollment at for-profit schools only accounts for 8% of college students. Meanwhile, studies continue to show that an inordinately small number of students at these schools ever graduates. In an effort to cut back on the number of people left with mammoth amounts of student loan debt they can’t pay back, the U.S. Dept. of Education has issued a new edict: Show us your college actually prepares students for gainful employment or risk losing out on that lovely loan money. [More]
![GAO: Consumers Only Getting $.21 On The Dollar Out Of Credit Card Debt Protection Fees](../../consumermediallc.files.wordpress.com/2012/06/amexxxxx.jpg?w=240&h=225&crop=1)
GAO: Consumers Only Getting $.21 On The Dollar Out Of Credit Card Debt Protection Fees
In 2009, U.S. consumers spent at least $2.4 billion in fees for credit card debt protection products that provide them with the ability to suspend or cancel a part of their debt obligations as a result of things like disability and involuntary unemployment. However, a new Government Accountability Office report finds that the credit card companies are making a substantial profit from these fees. [More]
![If At First Your Health Insurer Denies Your Claim, Try Try Again](../../consumermediallc.files.wordpress.com/2012/06/bloooood.jpg?w=240&h=181&crop=1)
If At First Your Health Insurer Denies Your Claim, Try Try Again
Among the items on recent list of things your health insurer won’t tell you was the fact that you shouldn’t give up if your insurance claim is initially denied. Now a new report from the Government Accountability Office says that upward of 50% of appealed claims ultimately get paid. [More]
![Rising Cotton Costs Make Paper Money More Expensive To Print](../../consumermediallc.files.wordpress.com/2012/06/geowash.jpg?w=240&h=159&crop=1)
Rising Cotton Costs Make Paper Money More Expensive To Print
Even though it’s referred to as “paper” money, most of the material used to produce U.S. banknotes is actually cotton. And with raw cotton costs at a 140-year high, it’s costing more money to print money. [More]
![GAO To Feds: Replace Dollar Bills With Coins](../../consumermediallc.files.wordpress.com/2012/06/silverdollar1.jpg?w=240&h=180&crop=1)
GAO To Feds: Replace Dollar Bills With Coins
While many other global economies — including the European Union — have ditched their low-value paper banknotes in favor of coins, the U.S. continues to churn out dollar notes while $1 coins take a backseat. But a new report by the Government Accountability Office urges the Treasury and the Federal Reserve to give renewed thought to the idea of making dollar bills extinct. [More]
![Federal Student Aid To For-Profit Schools Has Tripled In Recent Years](../../consumermediallc.files.wordpress.com/2012/06/graduationday.jpg?w=240&h=160&crop=1)
Federal Student Aid To For-Profit Schools Has Tripled In Recent Years
Back in August, the Government Accountability Office released the findings of their hidden-camera investigation that caught employees at several for-profit colleges encouraging applicants to lie in order to get more federal financial aid. Today, the GAO released a report that sheds some light on just how much money these schools have been getting from the government. [More]
![For-Profit Colleges Caught On Video Encouraging Financial
Aid Fraud](../../consumermediallc.files.wordpress.com/2012/06/gaograb.jpg?w=300&h=219&crop=1)
For-Profit Colleges Caught On Video Encouraging Financial Aid Fraud
According to the Dept. of Education, enrollment in for-profit colleges has exploded in recent years, growing nearly 500%. Last year alone, students at for-profit colleges received more than $4 billion in Pell Grants and more than $20 billion in federal loans. With all that money floating around, the Government Accountability Office was asked to investigate — and their findings will probably not please taxpayers. [More]