Used to be with check that you could count on there being at least 3 days between someone cashing your check and the charge being run on your account. The delay is called “float” and writing a check before you have the money but think you’re going to deposit enough is called “gaming the float.”
float
Unused Gift Cards Profit Retailers By $4.8 Billion
Six percent of this year’s gift cards will go unused, netting retailers $4.8 billion in free money, the AP reports.
Cingular Switches to Rebates By Debit Card
Cingular has decided it prefers you spend your rebate than save it, so now they’re going to make you.