How Often Is Your Car Model Stolen?

The Highway Loss Data Institute keeps track of insurance claims for stolen cars, and it’s just released a list of the highest and lowest insurance claims for auto theft for 2007-09 models. The winner is the Cadillac Escalade luxury SUV, followed by the Ford F-250 pickup–both of these vehicles have a relatively high claim frequency and high average loss payment per claim of $9,600-$11,000. On the other end, the Mini Cooper and Toyota Sienna 4WD are infrequently stolen and have average loss payments of around $2,000.

Update: Here’s the top and bottom 10 models from the Institute’s press release, for those of you who can’t access the site (GitEmSteveDave).

INSURANCE THEFT LOSSES, 2007-09 PASSENGER VEHICLES
  Vehicle size/type Claim
freq.
Avg. loss
payment
per claim
Overall
theft
losses
HIGHEST LOSSES
Cadillac Escalade large/very large luxury SUV 10.8 $11,934 $128
Ford F-250 crew 4WD (2008-09) very large pickup 9.7 $9,636 $91
Infiniti G37 2-door (2008-09) midsize luxury car 7.1 $10,324 $71
Dodge Charger HEMI large family car 7.1 $10,118 $69
Chevrolet Corvette Z06 midsize sports car 1.7 $41,229 $68
Hummer H2 4WD very large SUV 6.2 $10,324 $62
Nissan Pathfinder Armada large SUV 4.5 $12,458 $54
Chevrolet Avalanche 1500 very large SUV 7.4 $7,571 $54
Chevrolet Silverado 1500 crew large pickup 8.0 $6,814 $53
GMC Yukon large SUV 5.7 $9,499 $52
 
LOWEST LOSSES
Volvo S80 large luxury car 0.8 $619 $1
Saturn VUE 4WD (2008-09) midsize SUV 0.7 $1,445 $1
Nissan Murano (2009) midsize SUV 0.7 $1,790 $1
Saturn VUE (2008-09) midsize SUV 0.6 $2,340 $1
Honda Pilot 4WD (2009) midsize SUV 0.8 $1,927 $2
Subaru Impreza (2008-09) small station wagon 0.9 $1,858 $2
Toyota Prius small car 0.8 $2,203 $2
Mini Cooper minicar 0.8 $2,134 $2
Toyota Tacoma double 4WD small pickup 2.8 $619 $2
Toyota Sienna 4WD very large minivan 0.8 $2,203 $2
 
AVERAGE ALL PASSENGER VEHICLES 2.1 $6,883 $14
Note: Claim frequencies are per 1,000 insured vehicle years; overall theft losses are average loss payments per insured vehicle year; results are for 2007-09 models unless otherwise noted.

“Cadillac Escalade, Ford F-250 pickup, and Infiniti G37 top list of highest insurance claims for theft” [HLDI]

Want more consumer news? Visit our parent organization, Consumer Reports, for the latest on scams, recalls, and other consumer issues.