Bank of America is tops when it comes to having the most deadbeat customers. They are leading the pack in delinquent customers and charged off accounts. That ravenous acquisition strategy’s not looking so hot now, eh? You can gorge, but eventually you have to pay the check. Here’s how the major credit card companies stacked up Jan-Feb.

Delinquencies (more than 30 days overdue)

January | February
1. Bank of America 7.35% | 7.23% WINNER!
2. Citigroup 5.75 | 5.94
3. Capital One 5.80 | 5.51
4. Discover 5.55 | 5.50
5. Chase 4.75 | 4.67
6. American Express 3.60 | 3.60

Chargeoffs (when a consumer debt is written off the books and sold to an outside collector)

January | February

1. Bank of America 13.25% | 13.51% WINNER!
2. Citigroup 9.80 | 11.29
3. Capital One 10.41 | 10.19
4. Chase 10.91 | 9.21
5. Discover 8.58 | 9.11
6. American Express 7.00 | 7.40

Credit Card Issuers Still Facing Tough Times [LowCards]

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