The number of credit card offers clogging mailboxes took a nosedive in this year’s second quarter, 1.54 billion vs 1.8 billion for the same period last year. An aftershock of the credit crunch and sub-prime meltdown, the decrease reflects a shift in the banking industries thinking, trending towards higher standards from its borrowers than merely the fact that they are carbon-based lifeforms. A good way to take that number even lower is to register with OptOutPrescreen.com and stop the tide of credit card offers almost entirely.

A Mailbox With Fewer Credit Offers [NYT] (Photo: largeprime. p.s. the cc#’s are photoshopped)

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