Personal Finance Roundup

6 Moves for a Prosperous New Year [Kiplinger] “Here’s what you can do now so you can spend a lot less time worrying about your finances throughout the [new] year.”

Post-Holiday Return Policies More Generous This Year [Smart Money] “Due to lackluster holiday sales projections, retailers have loosened their return policies this season. Even though the retailers may be more forgiving this year, there are still some rules of thumb you should follow before you try to return that dud gift.”

Your 5-minute guide to health insurance [MSN Money] “These 29 tips can help guide you through a sometimes bewildering array of options.”

Lies, damn lies and (retirement) statistics [MarketWatch] “Reluctant retirement savers may be scared straight by these data.”

Best time to shop [Bankrate] “Hidden patterns in the retail world reveal a choreographed cycle of off-season discounts, manufacturer price reductions and clearance sales. Discovering the ebb and flow of each retail market means money in your pocket.”

(Photo: eden elizabeth)

Want more consumer news? Visit our parent organization, Consumer Reports, for the latest on scams, recalls, and other consumer issues.