Nothing say Christmas like a list, so here’s another one. Here are some of the best personal finance ideas blogged this year, chosen by Mrs. Micah: Finance for a Freelance Life. Her top pick is the “debt snowflake” from the blog PaidTwice—it describes the act of finding lots of little ways to supplement your standard income, so that you can add mass to your “debt snowball” to make it more effective.

Other best ideas: charge yourself exorbitant bank fees, base your budget off an older and lower salary, use cash for budget categories where you regularly overspend, and automate your finances.

“Best PF practices of the year!” [Mrs. Micah: Finance for a Freelance Life]
(Photo: Getty)

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