Finding your credit score can be hard if you’ve never done it before. There’s scam sites, conflicting information, and the credit bureaus offering their own version of the credit score. But if you want your FICO, the real score looked at by lenders to determine your credit-worthiness and interest rates, here’s where you can go:

Equifax sells a score for $7.95 when bought in combo with your free credit report from annualcreditreport.com. At Equifax.com, they sell one for $15.95 and it comes with other info. There’s also myFICO.com, where it’s $15.95 for one bureau’s score, $47.85 for all three.

Be careful to read all the small and fine print and make sure you’re not also getting signed up for a monthly service.

Want more consumer news? Visit our parent organization, Consumer Reports, for the latest on scams, recalls, and other consumer issues.