Swiping the plastic so much your credit cards have skid marks? Via Kiplinger, here’s six warning signs to watch out for that might indicate you’re abusing your credit cards.

6. You often rack up fees for late payments and/or exceeding your credit limit
5. You borrow from one card to pay another
4. You don’t contribute to savings or retirement plans because of your debt
3. More than 20% of take-home pay goes to making payments on credit cards and non-mortgage loans
2. You use plastic because it’s the only money you have right now
1. You can’t make minimum payments on your cards.

If any of these describe you, give 10 Ways To Break A Compulsive Spending Habit a read.

Don’t Let Debt Get You Down [Kiplinger]
(Photo: moacirpdsp)

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