Credit Reports: How Long Different Items Stay

Ask Max has a detailed list of how long different types of credit items stay on your report.

For the most part, it’s seven years. Bankruptcies can stay on for up to seven years, while inquiries stay for no less than 1 and no more than 2 years.

A good followup after debunking last week the myth that creditors can “reage” your debts, aka reset the 7 year clock for items to fall of your report. — BEN POPKEN

Ask Max – deleting information [Experian]