Buffeted by the winds of a reader’s exultations, we sometimes get things wrong. Or, if not wrong, not completely right. Daniel writes:

“The quote in your insurance for insurance article regarding “re-insurance” is laughably ignorant and incorrect. Reinsurance is something totally different; it is insurance that insurance companies buy. Reinsurance is not a product that a consumer can buy directly…”

He’s right. Reinsurance is typically purchased by insurance companies to protect themselves from catastrophic loss, such as devastating acts of God. If we recall correctly, insurance companies were able to avoid significant losses after Katrina because they had reinsurance.

The takeaway is that insurance insurance has little directly to do with consumers and we probably won’t be talking about it again. There’s also the shame factor, but we’re saving up our self-flagellation points to buy a new hair shirt.

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