Here
s a nifty way to take master your credit card debt. Punch into John Madea’s free analyzer the APR, minimum monthly payment percentage, the principal and monthly payment.

The program then generates an appealing table of what you
ll have to pay and for how long, like so for $1800 at 10.25% APR with monthly payments of $50.

It
s also a great tool for while considering big-ticket purchases, like figuring the long-term ramifications of plunking down the signature loan for that force-feedback bookshelf.

And after you’re down staring down the long abyss of debt, you can turn the graph into a decorative tea cozy.

[via Lifehacker]

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