It’s never a bad time for a cookie. Warm, just sweet enough, fresh from the oven… man, I could totally use a cookie right about now. How about you? Yeah? Excellent. Just hand over your address, mother’s maiden name, and the last four digits of your SSN and you can have this fresh hand-made dessert for free. Wait, what’s that you say? Yes, all this personal information does seem like too high a price to pay for one baked confection, no matter how delicious. And yet it was a deal that nearly 400 people were happy to make.
Highly frugal people can fall into the trap of sacrificing quality of life in exchange for saving money for no definable purpose. On the other hand, it’s also easy to slip into self-destructive spending routines that harm you while providing diminishing returns in pleasure. Everyone has financial lines they won’t cross.