You’re probably being ripped off at this very moment and you don’t even know it. Do you have frequent flyer miles? Have you checked lately to see what they’re worth? Probably a lot less than when you signed up. Everywhere we turn, companies are pulling back from the value they offered when you signed the contract and handed over your payment, and leaving fees and restrictions in their wake. Gift cards whose value dwindles over time. Credit card payment due dates getting shorter and shorter. Credit card interest rates shooting up for no reason. Impossible to fulfill warranty repairs. Overdraft fees completely disproportionate to their cost. Health insurance coverage denied for the flimsiest of reasons. The list goes on.
