The various “repeal and replace” factions have targeted different aspects of the Affordable Care Act: Some want to slash Medicaid; some want to cut federal funding to Planned Parenthood; some say they must repeal taxes on tanning salons. One goal they all have in common is to get rid of the law’s “individual mandate,” the requirement that most people must have some sort of health insurance or pay a penalty. Now the insurance industry, along with physicians, and risk-assessing actuaries, are warning the Senate that gutting this mandate could cause big problems down the road. [More]