Joseph writes in with a helpful reminder:
Now might be a good time to remind people that they can opt-out of pre-screened offers of credit. In light of the HSBC debacle I’ve been victim of, I checked out my credit report yesterday. I was amazed at how often the major credit card companies (AMEX, Capital One, Bank of America, etc…) access my credit history in order pre-screen me for promotional purposes. Consumers can opt-out at: www.optoutprescreen.com
Reader Brendan’s TV decided to die right after the manufacturer’s warranty expired. He tried asking Polaroid to extend the warranty. (They wouldn’t.) He tried getting the TV repaired. (Too expensive.) Not knowing what else to do, he sent us a 1,000-ish-word-long complaint detailing the frustrations one could expect when dealing with Polaroid. (It was very well written.)
If you’ve moved recently and did not get your refund check, you might want to contact the IRS and see if it was returned as undeliverable.
Just a reminder to you recent grads, the loan consolidation deadline is July 1. Why is this important? Because if you wait to consolidate your loans until after July 1, you will pay more interest.
Are you listening?
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