Here’s another idea to add to the list of how to make more money: start working the night shift. Yep, simply by changing work time from 8 am to 5 pm to evening hours, you can add a significant amount of money to your annual income:
money
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A site where people post a picture and talk about the stuff they bought with their stimulus payment. [How I Spent My Stimulus]
Personal Finance Roundup
Plant a garden, harvest savings [Bankrate] “A productive patch can really cut food costs, even after you account for the investment in gardening tools, seeds, water and time.”
USAA Lays Smackdown On Shady Enterprise Rental
USAA is like a unicorn in a pack of walruses: a financial services company that truly cares about its customers and really helps them out. Not as some kind of lucky exception, but as a matter of policy. Reader “Mary Marsala With Fries'” story, about how USAA opened up several cans of whoop-ass on an Enterprise facility that was trying to screw her over on charges, is yet further proof.
We're Not Kidding, BoA Really Closes Your Account Just For Asking About Your Interest Rate
Reader Todd decided to call Bank of America up to test whether our story “BoA Closes Your Credit Cards If You Ask Why They Increased Your APR” was really true or not. Turns out, it is.
"Checkmate," The Straight Dope On Check Cashing Joints (Cameo By Ben Popken)
The guys who brought you “The Ghetto Big Mac” have a new video up about the the hilarious and not-so-hilarious realities behind check chasing joints (with guest appearance by yours truly, Ben Popken). Besides the part where Internet Celebrities Rafi and Dallas try to cash an oversized check at one of these places, what I like best about this video is that it actually makes a sound case for check cashing places at times. If there’s no banks around in a poor neighborhood, what other choice do you have? Especially when banks have constructed all sorts of fees to discourage patronage by lower-income customers. Like Dallas says in the vid, “You really know you’ve made it when you move from check cashing fees to ATM fees.”
Court Rules That U.S. Currency Discriminates Against The Blind
According to the AP, the U.S. Court of Appeals for the District of Columbia Circuit ruled that because all dollar bills are identical to the touch, it denies blind people “meaningful access” to the currency. For years, the American Council of the Blind has been going after the government to take action, but the government has always resisted. Details, inside…
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Wal-Mart has launched a personal finance website at walmart.com/savemore. It offers tips and saving advice, while also pushing Wal-Mart’s own money services and weekly specials. [Wal-Mart]
How To Say No To Charities
Trent at The Simple Dollar blog has a post about how to say no, especially to charitable requests. One of his readers describes the problem:
Are You A Sucker For Using Your Credit Card?
Nationally syndicated personal finance columnist Michelle Singletary thinks you’re a sucker for using your credit cards, even if you pay off your bills in full each month.
Need $50? Call Crime Stoppers!
As those delicious morsels behind grocery store windows grow increasingly unaffordable, citizens become more willing to report their law-breaking neighbors to Crime Stoppers in exchange for rewards ranging from $50-$1,000. “Two or three arrests per week, you could make $700, $750 per week,” Sergeant Selfsaid. “You could make better than a minimum-wage job.”
Five Easy-To-Follow Principles To Safeguard Your Financial Future
Ron Lieber kicks off his inaugural Your Money column by presenting five excellent principles to help guide your financial decisions.
Meet Crissy, The High Priestess Of Coupon Clippers
Crissy Thompson (pictured left) is among the coupon clipping elite. 11Alive News followed her around one day to learn some of her secrets. At a local Publix, Crissy managed to get two-thirds off her grocery bill and at CVS picked up $140 worth of goods for $5. Often, she spends only $10 a week on groceries and that’s with 3 kids and a husband. Check out some of her techniques and her favorite coupon web sites, inside…