Though the average cost of a wedding is up for debate — “experts” report different numbers, though most agree it’s between $25,000 to $30,000 — the fact is that an average wedding in America can be pretty darned expensive. And while you can take steps to save a bit here and there, there is one area that you’ll need to focus on if you want to save big bucks: the reception.
money
Don't Let Your Credit Card Rate Get Spiked
By 8.5.08
Credit card companies are raising interest rates and canceling cards left and right. Bankrate has seven ways to avoid getting caught up in the “risk repricing” spree. It all comes down to keeping everything looking normal.
Shun Brand Name Drugs With Two Letters After The Name And Save
By 8.5.08
What do those little letters, CD, ER, SR, etc, after a brand name drug’s name mean? The exact terminology varies, but they usually translate to the same thing: unnecessary ripoffs.
TJX Credit Card Theft Crew Busted
By 8.5.08
The world’s greatest bank thief is in custody. For ripping off over 45.7 million consumer’s credit cards from TJ Maxx, and other retailers, authorities pressed charges on Miami mastermind Albert Gonzalez and 11 others. The stolen numbers were sold to other scammers who manufactured fake debit cards and drained their victims’ accounts. The breach stemmed mainly from TJ Maxx stores using an unsecured wireless router.
WaMu Online Banking Treats You Like A Criminal
By 8.5.08
With all the focus on the girl rocketing across the desert in a supersonic purple dildo, Washington Mutual forgot to mention one thing. When you sign up for a new account with them online instead of in person, be prepared to be treated like a criminal at every turn. Here’s Brett’s story of why he and his partner don’t bank with WaMu, and never will again…
Extreme Makeover Home Edition Leaves Homeowners In Perdition
By 8.4.08
Some of the winners of ABC’s Extreme Makeover Home Edition (EMHE) got a boobie prize. The Free Money Finance blog has found a few examples of EMHE recipients now in foreclosure, because after the workmen, camera crews, and glitz left, they were left with more house than they can afford. In one case, the town is hosting dinner raffles to help keep the family afloat. Here’s an extreme makeover for you: how about giving the people a house that fits their budget? I guess that doesn’t sell as many Twinkies.
14 Ways To Save On Drugs Big Pharma Doesn't Want You To Know
By 8.4.08
It’s no secret that prescription drugs are expensive, but it is a bit of one that they don’t have to be. Dr. Edward Jardini’s book, How To Save On Prescription Drugs, has 20 methods that anyone can use to drastically cut the costs of long-term medications, without sacrificing quality. Here’s 14 of them:
99-Cent ATMs At NYC McDonald's
By 8.4.08
Tip for the savvy traveler visiting New York: all the McDonald’s in New York have ATMs with only 99-cent fees. However you will probably have to put up with a freelance “doorman” bumming for change on your way out.
Video Tutorial For Escaping Cellphone Without ETF
By 8.1.08
Who needs a bunch of words to tell you how to get out of your cellphone contract without early termination fee when a nice boy will tell you how do to it? You just sit back, grab some popcorn, and watch Ely Rosentock’s video tutorial. 9 minutes later, you’ll know how to break your cellphone contract without ETF, or moving to California. Video inside… [More]
Get 75% Off Your ATT ETF By Switching To Pay-As-You-Go
By 8.1.08
If arguing for completely getting out of your AT&T early-termination-fee isn’t your thing, you can try doing what Felix did and get 75% off it.
So, How Much Money Are Banks Borrowing Thanks To The Mortgage Meltdown?
By 8.1.08
Here’s a graph from the Federal Reserve Bank of St. Louis that shows, historically, how much money banks have borrowed from the Federal Reserve.
Are You Ready For Death? Financially Speaking.
By 7.31.08
According to Bankrate, 57% of Americans do not have a will, leaving their personal finance, guardianship of children, and many other end-of-life decisions in the hands of strangers (state judges.) The lynchpin of a solid estate plan is having a will, but Vanguard suggests you also need the following assembled to leave your loved ones in good shape following your death:
Personal Finance Roundup
By 7.31.08
5 Mortgage Fees to Watch Out For [Smart Money] “Here are five fees to watch out for and how to avoid paying them.”
Credit Score Piggybacking Saved From Death
By 7.30.08
Piggybacking is back in, baby. FICO was all set to terminate the credit-score boosting technique of adding another authorized user to an account held by someone with good credit, but they demurred. Piggbyack away, little money pigs. Here’s how it went down…
GMAC Insurance: Drive Less, Pay Less
By 7.30.08
People who drive fewer than 15,000 miles per year can save 13-54% on their GMAC insurance premiums under a GMAC Insurance’s new Low-Mileage Discount. All you have to do is opt-in to let OnStar monitor your mileage. The average annual vehicle mileage is about 12,000 miles, according to the Department of Energy’s Annual Energy Review ’06, so it looks like most people with GMAC insurance and OnStar could save under OnStar’s Low-Mileage Discount Program. With the need to save every dollar on your car, this could be a good program for eligible drivers to check out by calling 1-800-GMAC-123 or going to gmacinsurance.com.
Smell Cookie, Spend Loosely
By 7.30.08
On a tight budget and using equal parts willpower and behavior self-modification? Stay away from the cookie places in the mall. The September 2008 issue of ShopSmart says studies show that even just catching a whiff of your favorite treat can increase your urge to splurge.
If My Bank Collapses, How Long Before The FDIC Pays Up?
By 7.29.08
If your FDIC-insured bank implodes, how long does it take for the FDIC to start paying depositors? Ever since IndyMac imploded, the question has no doubt been on many people’s minds. One reader emailed me saying that he had asked the his banker about how long it might take. Allegedly, the banker squirmed around before finally saying that the FDIC had 20 years to pay people back. This is not true.
