If you exhaust all the money on a prepaid debit card and have no intention of refilling it, your tendency is probably to simply discard the piece of plastic and move on with your life. But you may want to hold on to that card for a while, lest you have to jump through hoops if you return the purchase. [More]
just in case
Kidnap & Ransom Insurance: In Case You’re Ever Around Somali Pirates
The average person walking the streets of America today will likely not run into any Somali pirates or otherwise unsavory characters intent on kidnapping them and demanding a ransom. But it does happen, especially in certain high-risk occupations involved in work overseas. As such, kidnap and ransom insurance (or K&R, as the cool kids call it) is on the rise at many companies. [More]